Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Kharupetia branch in Darrang, Kharupetia, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Darrang or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0004159. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kharupetia, Darrang

Below in the table are the key details related to IFSC Code CNRB0004159 of Canara Bank for its branch located in Darrang, within the district of Kharupetia in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004159
Branch Kharupetia
City Darrang
District Kharupetia
State Assam
Address First Floor, Chandra Complex, Mahavir Road, Kharupetia, Dist Darrang,Pin 784115

These details helps users in online banking and for businesses and individuals who use Canara Bank in Darrang for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004159 for the Kharupetia branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kharupetia, Darrang, Assam, is provided with a unique IFSC like CNRB0004159 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Darrang.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Darrang and Kharupetia.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Kharupetia do not get mixed with another location.

Format of the IFSC Code CNRB0004159

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kharupetia in Darrang.

For example, the IFSC Code CNRB0004159 of Canara Bank for the Kharupetia branch has these elements, identifying the bank and the branch location in Darrang and Assam correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004159 of Canara Bank for its Kharupetia branch located in Darrang, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Darrang and Kharupetia, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Kharupetia or Darrang to get the exact IFSC Code CNRB0004159.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Darrang, you'll get the correct details.

How to Use IFSC Code CNRB0004159 for Online Transfers?

Once you have the IFSC Code CNRB0004159 for the Kharupetia branch of Canara Bank in Darrang, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0004159. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004159.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kharupetia in Darrang, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Kharupetia, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Darrang manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kharupetia, Darrang?

The IFSC Code is CNRB0004159.

Is the IFSC Code CNRB0004159 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kharupetia?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kharupetia branch?

The address of the branch is First Floor, Chandra Complex, Mahavir Road, Kharupetia, Dist Darrang,Pin 784115 located in Darrang, Kharupetia, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.