Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Ranidanga branch in Darjiling, Darjiling, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Darjiling or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019715. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ranidanga, Darjiling

Below in the table are the key details related to IFSC Code CNRB0019715 of Canara Bank for its branch located in Darjiling, within the district of Darjiling in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019715
Branch Ranidanga
City Darjiling
District Darjiling
State West Bengal
Address Opposite Ranidanga Bazar Po And Vill Ranidanga Dist Darjeeling Darjeeling West Bengal India 734012

These details help users in online banking and for businesses and individuals who use Canara Bank in Darjiling for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019715 for the Ranidanga branch of Canara Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Ranidanga, Darjiling, West Bengal, are allotted a unique IFSC like CNRB0019715 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Darjiling.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Darjiling and Darjiling.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Ranidanga reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code CNRB0019715

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ranidanga in Darjiling.

For example, the IFSC Code CNRB0019715 of Canara Bank for the Ranidanga branch includes these elements, identifying the bank and the branch location in Darjiling and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019715 of Canara Bank for its Ranidanga branch located in Darjiling, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Darjiling and Darjiling, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Ranidanga or Darjiling to get the exact IFSC Code CNRB0019715.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Darjiling, you'll get the correct details.

How to Use IFSC Code CNRB0019715 for Online Transfers?

If you have the IFSC Code CNRB0019715 for the Ranidanga branch of Canara Bank in Darjiling, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019715. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0019715.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Ranidanga in Darjiling, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ranidanga, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Darjiling to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Ranidanga, Darjiling?

The IFSC Code is CNRB0019715.

Is the IFSC Code CNRB0019715 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Ranidanga?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ranidanga branch?

The address of the branch is Opposite Ranidanga Bazar Po And Vill Ranidanga Dist Darjeeling Darjeeling West Bengal India 734012 located in Darjiling, Darjiling, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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