Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Banikhet Jarei branch in Dalhousie, Chamba, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Dalhousie or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0005160. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Banikhet Jarei, Dalhousie
Below in the table are the key details related to IFSC Code CNRB0005160 of Canara Bank for its branch located in Dalhousie, within the district of Chamba in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005160 |
| Branch | Banikhet Jarei |
| City | Dalhousie |
| District | Chamba |
| State | Himachal Pradesh |
| Address | Canara Bank, Opp Bus Stand, Banikhet Jarei, Tehsil Dalhousie, Dist. Chamba - 176303 |
These details helps users in online banking and for businesses and individuals who use Canara Bank in Dalhousie for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005160 for the Banikhet Jarei branch of Canara Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Banikhet Jarei, Dalhousie, Himachal Pradesh, is provided with a unique IFSC like CNRB0005160 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Dalhousie.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Dalhousie and Chamba.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Banikhet Jarei do not get mixed with another location.
Format of the IFSC Code CNRB0005160
The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Banikhet Jarei in Dalhousie.
For example, the IFSC Code CNRB0005160 of Canara Bank for the Banikhet Jarei branch includes these elements, identifying the bank and the branch location in Dalhousie and Himachal Pradesh correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0005160 of Canara Bank for its Banikhet Jarei branch located in Dalhousie, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Dalhousie and Chamba, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Banikhet Jarei or Dalhousie to get the exact IFSC Code CNRB0005160.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Dalhousie, then it will provide you proper information.
How to Use IFSC Code CNRB0005160 for Online Transfers?
Once you have the IFSC Code CNRB0005160 for the Banikhet Jarei branch of Canara Bank in Dalhousie, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0005160. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0005160.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Banikhet Jarei in Dalhousie, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Banikhet Jarei, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Dalhousie manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Banikhet Jarei Dalhousie branch is CNRB0005160.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Canara Bank, Opp Bus Stand, Banikhet Jarei, Tehsil Dalhousie, Dist. Chamba - 176303.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.