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IFSC Code of Canara Bank, Phajeer, Bantval, Karnataka — CNRB0003634

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Phajeer branch in Dakshin Kannad, Bantval, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Dakshin Kannad or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0003634. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Phajeer, Dakshin Kannad

Here are the main details that are associated with the IFSC Code CNRB0003634 of Canara Bank for its branch located in Dakshin Kannad, within the district of Bantval in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003634
Branch Phajeer
City Dakshin Kannad
District Bantval
State Karnataka
Address Canara Bank, R L Complex, Grama Chavadi, Phajeer Junction, Phajeer - 574 181, Bantwal Taluk, Dakshina Kannada Dist (Karnataka)

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Dakshin Kannad for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0003634 for the Phajeer branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Phajeer, Dakshin Kannad, Karnataka, is provided a unique IFSC like CNRB0003634 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Dakshin Kannad.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dakshin Kannad and Bantval.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Karnataka and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Phajeer do not get misguided to another person.

Format of the IFSC Code CNRB0003634

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Phajeer in Dakshin Kannad.

For example, the IFSC Code CNRB0003634 of Canara Bank for the Phajeer branch has these elements, identifying the bank and the branch location in Dakshin Kannad and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0003634 of Canara Bank for its Phajeer branch located in Dakshin Kannad, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Dakshin Kannad and Bantval, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Phajeer or Dakshin Kannad to get the exact IFSC Code CNRB0003634.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Dakshin Kannad, you'll get the correct details.

How to Use IFSC Code CNRB0003634 for Online Transfers?

Once you have the IFSC Code CNRB0003634 for the Phajeer branch of Canara Bank in Dakshin Kannad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0003634. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003634.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Phajeer in Dakshin Kannad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Phajeer, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Dakshin Kannad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Phajeer, Dakshin Kannad?

The IFSC Code is CNRB0003634.

Is the IFSC Code CNRB0003634 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Phajeer?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Phajeer branch?

The address of the branch is Canara Bank, R L Complex, Grama Chavadi, Phajeer Junction, Phajeer - 574 181, Bantwal Taluk, Dakshina Kannada Dist (Karnataka) located in Dakshin Kannad, Bantval, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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