There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Panjul branch in Dakshin Dinajpur, Hili, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Dakshin Dinajpur or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CNRB0005187. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Panjul, Dakshin Dinajpur

Here are the key points that are associated with the IFSC Code CNRB0005187 of Canara Bank for its branch located in Dakshin Dinajpur, within the district of Hili in the state of West Bengal.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005187
Branch Panjul
City Dakshin Dinajpur
District Hili
State West Bengal
Address Canara Bank,Panju No 2 Panchyat Po Fatehpur,Di Dakshin Dinajpur,Panjul,West Bengal Pin 733126

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Dakshin Dinajpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005187 for the Panjul branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0005187 is given to every bank branch, including Canara Bank located in Panjul, Dakshin Dinajpur, West Bengal, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Dakshin Dinajpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Dakshin Dinajpur and Hili.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Panjul doesn't end up at another location.

Format of the IFSC Code CNRB0005187

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panjul in Dakshin Dinajpur.

For example, the IFSC Code CNRB0005187 of Canara Bank for the Panjul branch includes these elements, identifying the bank and the branch location in Dakshin Dinajpur and West Bengal accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0005187 of Canara Bank for its Panjul branch located in Dakshin Dinajpur, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Dakshin Dinajpur and Hili, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Panjul or Dakshin Dinajpur to get the exact IFSC Code CNRB0005187.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Dakshin Dinajpur, you'll get the correct details.

How to Use IFSC Code CNRB0005187 for Online Transfers?

Once you have the IFSC Code CNRB0005187 for the Panjul branch of Canara Bank in Dakshin Dinajpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0005187. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005187.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Panjul in Dakshin Dinajpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Panjul, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dakshin Dinajpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Panjul, Dakshin Dinajpur?

The IFSC Code is CNRB0005187.

Is the IFSC Code CNRB0005187 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Panjul?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Panjul branch?

The address of the branch is Canara Bank,Panju No 2 Panchyat Po Fatehpur,Di Dakshin Dinajpur,Panjul,West Bengal Pin 733126 located in Dakshin Dinajpur, Hili, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.