The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Murugankudi branch in Cuddalore, Murugankudi, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Cuddalore or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code CNRB0001886. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Murugankudi, Cuddalore

The table below shows the main details of the IFSC Code CNRB0001886 for the Canara Bank branch in Cuddalore, which falls under the Murugankudi district in Tamil Nadu.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001886
Branch Murugankudi
City Cuddalore
District Murugankudi
State Tamil Nadu
Address B 2/99, Main Road, Murugangudi-606105 Tittakudi Tq, Cuddalore District, Tamil Nadu State

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Cuddalore for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001886 for the Murugankudi branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0001886 is given to every bank branch, including Canara Bank located in Murugankudi, Cuddalore, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Cuddalore.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cuddalore and Murugankudi.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Murugankudi doesn't end up at another location.

Format of the IFSC Code CNRB0001886

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Murugankudi in Cuddalore.

For example, the IFSC Code CNRB0001886 of Canara Bank for the Murugankudi branch includes these elements, identifying the bank and the branch location in Cuddalore and Tamil Nadu accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0001886 of Canara Bank for its Murugankudi branch located in Cuddalore, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Cuddalore and Murugankudi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Murugankudi or Cuddalore to find the exact IFSC Code CNRB0001886.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Cuddalore will provide accurate information.

How to Use IFSC Code CNRB0001886 for Online Transfers?

Once you have the IFSC Code CNRB0001886 for the Murugankudi branch of Canara Bank in Cuddalore, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0001886. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0001886.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Murugankudi in Cuddalore, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Murugankudi, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Cuddalore manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Murugankudi, Cuddalore?

The IFSC Code is CNRB0001886.

Is the IFSC Code CNRB0001886 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Murugankudi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Murugankudi branch?

The address of the branch is B 2/99, Main Road, Murugangudi-606105 Tittakudi Tq, Cuddalore District, Tamil Nadu State located in Cuddalore, Murugankudi, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.