There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Bhanukumari Ii branch in Coochbehar, Tufanganj, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Canara Bank situated in Coochbehar or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code CNRB0005178. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Bhanukumari Ii, Coochbehar
Here are the main details that are associated with the IFSC Code CNRB0005178 of Canara Bank for its branch located in Coochbehar, within the district of Tufanganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0005178 |
| Branch | Bhanukumari Ii |
| City | Coochbehar |
| District | Tufanganj |
| State | West Bengal |
| Address | Canara Bank,Vill Chat Lalkuthi Po Nakar Khana,Block Tufanganj Di Coochbehar,Bhanukumari Ii,West Bengal Pin 736131 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Coochbehar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005178 for the Bhanukumari Ii branch of Canara Bank has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0005178 is given to every bank branch, including Canara Bank located in Bhanukumari Ii, Coochbehar, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Coochbehar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Coochbehar and Tufanganj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Bhanukumari Ii doesn't end up at another location.
Format of the IFSC Code CNRB0005178
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Bhanukumari Ii in Coochbehar.
For example, the IFSC Code CNRB0005178 of Canara Bank for the Bhanukumari Ii branch has these elements, identifying the bank and the branch location in Coochbehar and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
To find the IFSC Code CNRB0005178 of Canara Bank for its Bhanukumari Ii branch located in Coochbehar, the following methods can help you out:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Canara Bank branches in Coochbehar and Tufanganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Canara Bank and go to the branch locator section. Then search for Bhanukumari Ii or Coochbehar to find the exact IFSC Code CNRB0005178.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Coochbehar will provide accurate information.
How to Use IFSC Code CNRB0005178 for Online Transfers?
If you have the IFSC Code CNRB0005178 for the Bhanukumari Ii branch of Canara Bank in Coochbehar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0005178. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0005178.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Bhanukumari Ii in Coochbehar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Bhanukumari Ii, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Coochbehar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Bhanukumari Ii Coochbehar branch is CNRB0005178.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Canara Bank,Vill Chat Lalkuthi Po Nakar Khana,Block Tufanganj Di Coochbehar,Bhanukumari Ii,West Bengal Pin 736131.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.