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IFSC Code of Canara Bank, Panjab Uni Campus,Chandigarh,, Chandigarh, Chandigarh — CNRB0002845

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Panjab Uni Campus,Chandigarh, branch in Chandigarh, Chandigarh, or Chandigarh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Chandigarh or anywhere in Chandigarh can transfer funds instantly by using the correct IFSC Code CNRB0002845. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Panjab Uni Campus,Chandigarh,, Chandigarh

The table below shows the main details of the IFSC Code CNRB0002845 for the Canara Bank branch in Chandigarh, which falls under the Chandigarh district in Chandigarh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0002845
Branch Panjab Uni Campus,Chandigarh,
City Chandigarh
District Chandigarh
State Chandigarh
Address Shop No.11, Shopping Complex,, Punjab University Campus,, Sector 14, Chandigarh 160014

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Chandigarh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0002845 for the Panjab Uni Campus,Chandigarh, branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Panjab Uni Campus,Chandigarh,, Chandigarh, Chandigarh, are allotted a unique IFSC like CNRB0002845 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Chandigarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Chandigarh and Chandigarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Panjab Uni Campus,Chandigarh, reaches the right place, even though there are thousands of branches in Chandigarh and across India.

Format of the IFSC Code CNRB0002845

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Panjab Uni Campus,Chandigarh, in Chandigarh.

For example, the IFSC Code CNRB0002845 of Canara Bank for the Panjab Uni Campus,Chandigarh, branch includes these elements, identifying the bank and the branch location in Chandigarh and Chandigarh correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0002845 of Canara Bank for its Panjab Uni Campus,Chandigarh, branch located in Chandigarh, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Chandigarh and Chandigarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Panjab Uni Campus,Chandigarh, or Chandigarh to get the exact IFSC Code CNRB0002845.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Chandigarh that will provide accurate information.

How to Use IFSC Code CNRB0002845 for Online Transfers?

Once you have the IFSC Code CNRB0002845 for the Panjab Uni Campus,Chandigarh, branch of Canara Bank in Chandigarh, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0002845. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0002845.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Panjab Uni Campus,Chandigarh, in Chandigarh may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Panjab Uni Campus,Chandigarh,, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Chandigarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Panjab Uni Campus,Chandigarh, Chandigarh?

The IFSC Code of the Panjab Uni Campus,Chandigarh, Chandigarh branch is CNRB0002845.

Is IFSC Code CNRB0002845 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Panjab Uni Campus,Chandigarh, branch?

The branch is located at Shop No.11, Shopping Complex,, Punjab University Campus,, Sector 14, Chandigarh 160014.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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