Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Mughal Sarai Ii branch in Chandauli, Mughalsarai, Uttar Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Canara Bank located in Chandauli or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0019449. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Mughal Sarai Ii, Chandauli
Below in the table are the key details related to IFSC Code CNRB0019449 of Canara Bank for its branch located in Chandauli, within the district of Mughalsarai in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019449 |
| Branch | Mughal Sarai Ii |
| City | Chandauli |
| District | Mughalsarai |
| State | Uttar Pradesh |
| Address | Canara Bank No 14 Nai Basti Near Axis Bank Mughalsarai Distt Chandauli Mughalsarai Uttar Pradesh India 232101 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Chandauli for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019449 for the Mughal Sarai Ii branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Mughal Sarai Ii, Chandauli, Uttar Pradesh, is provided with a unique IFSC like CNRB0019449 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Canara Bank branch in Chandauli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Chandauli and Mughalsarai.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Mughal Sarai Ii do not get mixed with another location.
Format of the IFSC Code CNRB0019449
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mughal Sarai Ii in Chandauli.
For example, the IFSC Code CNRB0019449 of Canara Bank for the Mughal Sarai Ii branch includes these elements, identifying the bank and the branch location in Chandauli and Uttar Pradesh accurately.
How to Find IFSC Code for Canara Bank?
If you are trying to find the IFSC Code CNRB0019449 of Canara Bank for its Mughal Sarai Ii branch located in Chandauli, the following methods can help:
Cheque Book
The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Chandauli and Mughalsarai, print them on the first page of your passbook.
Bank Website
Visit the official website of Canara Bank and navigate to the branch locator section. Search for Mughal Sarai Ii or Chandauli to get the exact IFSC Code CNRB0019449.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Chandauli, you'll get the correct details.
How to Use IFSC Code CNRB0019449 for Online Transfers?
Once you have the IFSC Code CNRB0019449 for the Mughal Sarai Ii branch of Canara Bank in Chandauli, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019449. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019449.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Mughal Sarai Ii in Chandauli may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Mughal Sarai Ii, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Chandauli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Mughal Sarai Ii Chandauli branch is CNRB0019449.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Canara Bank No 14 Nai Basti Near Axis Bank Mughalsarai Distt Chandauli Mughalsarai Uttar Pradesh India 232101.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.