For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Tanakpur Ii branch in Champawat, Champawat, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Champawat or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code CNRB0019742. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Tanakpur Ii, Champawat

The table below shows the main details of the IFSC Code CNRB0019742 for the Canara Bank branch in Champawat, which falls under the Champawat district in Uttarakhand.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019742
Branch Tanakpur Ii
City Champawat
District Champawat
State Uttarakhand
Address Opposite Degree College Ward No 9 Tanakpur Distt Champawat Champawat Uttarakhand India 262309

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Champawat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019742 for the Tanakpur Ii branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019742 is given to every bank branch, including Canara Bank located in Tanakpur Ii, Champawat, Uttarakhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Champawat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Champawat and Champawat.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Tanakpur Ii doesn't end up at another location.

Format of the IFSC Code CNRB0019742

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tanakpur Ii in Champawat.

For example, the IFSC Code CNRB0019742 of Canara Bank for the Tanakpur Ii branch includes these elements, identifying the bank and the branch location in Champawat and Uttarakhand accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019742 of Canara Bank for its Tanakpur Ii branch located in Champawat, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Champawat and Champawat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Tanakpur Ii or Champawat to get the exact IFSC Code CNRB0019742.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Champawat that will provide accurate information.

How to Use IFSC Code CNRB0019742 for Online Transfers?

Once you have the IFSC Code CNRB0019742 for the Tanakpur Ii branch of Canara Bank in Champawat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0019742. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019742.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Tanakpur Ii in Champawat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Tanakpur Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Champawat to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Tanakpur Ii Champawat?

The IFSC Code of the Tanakpur Ii Champawat branch is CNRB0019742.

Is IFSC Code CNRB0019742 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Tanakpur Ii branch?

The branch is located at Opposite Degree College Ward No 9 Tanakpur Distt Champawat Champawat Uttarakhand India 262309.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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