The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Sreekandapuram branch in Cannur, Sreekandapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0014222. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Sreekandapuram, Cannur

Below in the table are the key details related to IFSC Code CNRB0014222 of Canara Bank for its branch located in Cannur, within the district of Sreekandapuram in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014222
Branch Sreekandapuram
City Cannur
District Sreekandapuram
State Kerala
Address M M Complex Near Bus Stand Sreekandapuram Taliparamba Taluk Kannur 670 631

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Cannur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014222 for the Sreekandapuram branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Sreekandapuram, Cannur, Kerala, is provided a unique IFSC like CNRB0014222 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Cannur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Cannur and Sreekandapuram.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Sreekandapuram do not get misguided to another person.

Format of the IFSC Code CNRB0014222

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sreekandapuram in Cannur.

For example, the IFSC Code CNRB0014222 of Canara Bank for the Sreekandapuram branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0014222 of Canara Bank for its Sreekandapuram branch located in Cannur, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Cannur and Sreekandapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Sreekandapuram or Cannur to get the exact IFSC Code CNRB0014222.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Cannur that will provide accurate information.

How to Use IFSC Code CNRB0014222 for Online Transfers?

Once you have the IFSC Code CNRB0014222 for the Sreekandapuram branch of Canara Bank in Cannur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0014222. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0014222.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Sreekandapuram in Cannur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Sreekandapuram, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Sreekandapuram, Cannur?

The IFSC Code is CNRB0014222.

Is the IFSC Code CNRB0014222 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Sreekandapuram?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sreekandapuram branch?

The address of the branch is M M Complex Near Bus Stand Sreekandapuram Taliparamba Taluk Kannur 670 631 located in Cannur, Sreekandapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.