Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Puthiatheru Chirakkal branch in Cannur, Chirakkal, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Cannur or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code CNRB0003154. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Puthiatheru Chirakkal, Cannur

Here are the key points that are associated with the IFSC Code CNRB0003154 of Canara Bank for its branch located in Cannur, within the district of Chirakkal in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003154
Branch Puthiatheru Chirakkal
City Cannur
District Chirakkal
State Kerala
Address Cp 13/1147 Akjcb Central Plaza Kattampally Rd Puthiyatheru -670011

These details helps users in online banking and for businesses and individuals who use Canara Bank in Cannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003154 for the Puthiatheru Chirakkal branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Puthiatheru Chirakkal, Cannur, Kerala, are allotted a unique IFSC like CNRB0003154 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Cannur and Chirakkal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Puthiatheru Chirakkal reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code CNRB0003154

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Puthiatheru Chirakkal in Cannur.

For example, the IFSC Code CNRB0003154 of Canara Bank for the Puthiatheru Chirakkal branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0003154 of Canara Bank for its Puthiatheru Chirakkal branch located in Cannur, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Cannur and Chirakkal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Puthiatheru Chirakkal or Cannur to get the exact IFSC Code CNRB0003154.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Cannur, you'll get the correct details.

How to Use IFSC Code CNRB0003154 for Online Transfers?

Once you have the IFSC Code CNRB0003154 for the Puthiatheru Chirakkal branch of Canara Bank in Cannur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0003154. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0003154.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Puthiatheru Chirakkal in Cannur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Puthiatheru Chirakkal, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Cannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Puthiatheru Chirakkal, Cannur?

The IFSC Code is CNRB0003154.

Is the IFSC Code CNRB0003154 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Puthiatheru Chirakkal?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Puthiatheru Chirakkal branch?

The address of the branch is Cp 13/1147 Akjcb Central Plaza Kattampally Rd Puthiyatheru -670011 located in Cannur, Chirakkal, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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