There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Naduvil Town branch in Cannur, Naduvil, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Cannur or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code CNRB0014244. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Naduvil Town, Cannur

Below in the table are the key details related to IFSC Code CNRB0014244 of Canara Bank for its branch located in Cannur, within the district of Naduvil in the state of Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014244
Branch Naduvil Town
City Cannur
District Naduvil
State Kerala
Address Dnaduvil Towntaliparamba Talukdist Kannurstate Keralapin 670 582

These details helps users in online banking and for businesses and individuals who use Canara Bank in Cannur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014244 for the Naduvil Town branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Naduvil Town, Cannur, Kerala, is provided with a unique IFSC like CNRB0014244 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Cannur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Cannur and Naduvil.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Naduvil Town do not get mixed with another location.

Format of the IFSC Code CNRB0014244

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Naduvil Town in Cannur.

For example, the IFSC Code CNRB0014244 of Canara Bank for the Naduvil Town branch includes these elements, identifying the bank and the branch location in Cannur and Kerala accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0014244 of Canara Bank for its Naduvil Town branch located in Cannur, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Canara Bank branches in Cannur and Naduvil, print them on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Naduvil Town or Cannur to get the exact IFSC Code CNRB0014244.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Cannur, you'll get the correct details.

How to Use IFSC Code CNRB0014244 for Online Transfers?

If you have the IFSC Code CNRB0014244 for the Naduvil Town branch of Canara Bank in Cannur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0014244. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0014244.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Naduvil Town in Cannur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Naduvil Town, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Cannur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Naduvil Town, Cannur?

The IFSC Code is CNRB0014244.

Is the IFSC Code CNRB0014244 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Naduvil Town?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Naduvil Town branch?

The address of the branch is Dnaduvil Towntaliparamba Talukdist Kannurstate Keralapin 670 582 located in Cannur, Naduvil, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.