Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Silchar Ghungoor branch in Cachar Dist, Silchar Ghungoor, Assam, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Cachar Dist or anywhere in Assam can transfer funds instantly by using the correct IFSC Code CNRB0006590. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Silchar Ghungoor, Cachar Dist

Here are the main details that are associated with the IFSC Code CNRB0006590 of Canara Bank for its branch located in Cachar Dist, within the district of Silchar Ghungoor in the state of Assam.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0006590
Branch Silchar Ghungoor
City Cachar Dist
District Silchar Ghungoor
State Assam
Address Bhorakhai, Ghungoor, Nit Silchar Point, Cachar Dist, Assam- 788010.

These details helps users in online banking and for businesses and individuals who use Canara Bank in Cachar Dist for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0006590 for the Silchar Ghungoor branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0006590 is given to every bank branch, including Canara Bank located in Silchar Ghungoor, Cachar Dist, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Cachar Dist.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Cachar Dist and Silchar Ghungoor.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Silchar Ghungoor doesn't end up at another location.

Format of the IFSC Code CNRB0006590

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Silchar Ghungoor in Cachar Dist.

For example, the IFSC Code CNRB0006590 of Canara Bank for the Silchar Ghungoor branch includes these elements, identifying the bank and the branch location in Cachar Dist and Assam correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0006590 of Canara Bank for its Silchar Ghungoor branch located in Cachar Dist, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Cachar Dist and Silchar Ghungoor, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Silchar Ghungoor or Cachar Dist to find the exact IFSC Code CNRB0006590.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Cachar Dist will provide accurate information.

How to Use IFSC Code CNRB0006590 for Online Transfers?

Once you have the IFSC Code CNRB0006590 for the Silchar Ghungoor branch of Canara Bank in Cachar Dist, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0006590. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0006590.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Silchar Ghungoor in Cachar Dist, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Silchar Ghungoor, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cachar Dist to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Silchar Ghungoor Cachar Dist?

The IFSC Code of the Silchar Ghungoor Cachar Dist branch is CNRB0006590.

Is IFSC Code CNRB0006590 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Silchar Ghungoor branch?

The branch is located at Bhorakhai, Ghungoor, Nit Silchar Point, Cachar Dist, Assam- 788010..

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.