There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Morana Bijnor Dist branch in Bijnor, Morana, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Bijnor or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0018640. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Morana Bijnor Dist, Bijnor

Below in the table are the key details related to IFSC Code CNRB0018640 of Canara Bank for its branch located in Bijnor, within the district of Morana in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018640
Branch Morana Bijnor Dist
City Bijnor
District Morana
State Uttar Pradesh
Address Vill And Pomoranapin 246 761

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Bijnor for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018640 for the Morana Bijnor Dist branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0018640 is given to every bank branch, including Canara Bank located in Morana Bijnor Dist, Bijnor, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Bijnor.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bijnor and Morana.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Morana Bijnor Dist doesn't end up at another location.

Format of the IFSC Code CNRB0018640

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Morana Bijnor Dist in Bijnor.

For example, the IFSC Code CNRB0018640 of Canara Bank for the Morana Bijnor Dist branch includes these elements, identifying the bank and the branch location in Bijnor and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0018640 of Canara Bank for its Morana Bijnor Dist branch located in Bijnor, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Bijnor and Morana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Morana Bijnor Dist or Bijnor to get the exact IFSC Code CNRB0018640.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Bijnor that will provide accurate information.

How to Use IFSC Code CNRB0018640 for Online Transfers?

Once you have the IFSC Code CNRB0018640 for the Morana Bijnor Dist branch of Canara Bank in Bijnor, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018640. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018640.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Morana Bijnor Dist in Bijnor, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Morana Bijnor Dist, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bijnor to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Morana Bijnor Dist, Bijnor?

The IFSC Code is CNRB0018640.

Is the IFSC Code CNRB0018640 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Morana Bijnor Dist?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Morana Bijnor Dist branch?

The address of the branch is Vill And Pomoranapin 246 761 located in Bijnor, Morana, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.