Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Canara Bank for its Kaithi branch in Bhojpur, Karath, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Canara Bank located in Bhojpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0001748. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kaithi, Bhojpur

Here are the main details that are associated with the IFSC Code CNRB0001748 of Canara Bank for its branch located in Bhojpur, within the district of Karath in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001748
Branch Kaithi
City Bhojpur
District Karath
State Bihar
Address Vill Kaithee, P.O Raghunathpur, Bhojpur Dt.802134

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Bhojpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0001748 for the Kaithi branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Kaithi, Bhojpur, Bihar, is provided a unique IFSC like CNRB0001748 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Bhojpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhojpur and Karath.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Kaithi do not get misguided to another person.

Format of the IFSC Code CNRB0001748

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kaithi in Bhojpur.

For example, the IFSC Code CNRB0001748 of Canara Bank for the Kaithi branch includes these elements, identifying the bank and the branch location in Bhojpur and Bihar accurately.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0001748 of Canara Bank for its Kaithi branch located in Bhojpur, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Bhojpur and Karath, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kaithi or Bhojpur to find the exact IFSC Code CNRB0001748.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Bhojpur will provide accurate information.

How to Use IFSC Code CNRB0001748 for Online Transfers?

Once you have the IFSC Code CNRB0001748 for the Kaithi branch of Canara Bank in Bhojpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0001748. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001748.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kaithi in Bhojpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kaithi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Bhojpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kaithi, Bhojpur?

The IFSC Code is CNRB0001748.

Is the IFSC Code CNRB0001748 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kaithi?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kaithi branch?

The address of the branch is Vill Kaithee, P.O Raghunathpur, Bhojpur Dt.802134 located in Bhojpur, Karath, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.