For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Sultanganj Bhagalpur branch in Bhagalpur, Sultanganj, Bihar, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Bhagalpur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code CNRB0005748. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Sultanganj Bhagalpur, Bhagalpur

Here are the key points that are associated with the IFSC Code CNRB0005748 of Canara Bank for its branch located in Bhagalpur, within the district of Sultanganj in the state of Bihar.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005748
Branch Sultanganj Bhagalpur
City Bhagalpur
District Sultanganj
State Bihar
Address Canara Bank In Front Of Nagar Parishad Main Rd Sultanganj Bhagalpur Sultanganj Bihar 813213

These details helps users in online banking and for businesses and individuals who use Canara Bank in Bhagalpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005748 for the Sultanganj Bhagalpur branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Sultanganj Bhagalpur, Bhagalpur, Bihar, is provided a unique IFSC like CNRB0005748 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Bhagalpur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Bhagalpur and Sultanganj.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Sultanganj Bhagalpur do not get misguided to another person.

Format of the IFSC Code CNRB0005748

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sultanganj Bhagalpur in Bhagalpur.

For example, the IFSC Code CNRB0005748 of Canara Bank for the Sultanganj Bhagalpur branch has these elements, identifying the bank and the branch location in Bhagalpur and Bihar correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0005748 of Canara Bank for its Sultanganj Bhagalpur branch located in Bhagalpur, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Bhagalpur and Sultanganj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Sultanganj Bhagalpur or Bhagalpur to get the exact IFSC Code CNRB0005748.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Bhagalpur that will provide accurate information.

How to Use IFSC Code CNRB0005748 for Online Transfers?

Once you have the IFSC Code CNRB0005748 for the Sultanganj Bhagalpur branch of Canara Bank in Bhagalpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005748. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0005748.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Sultanganj Bhagalpur in Bhagalpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Sultanganj Bhagalpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Bhagalpur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Sultanganj Bhagalpur, Bhagalpur?

The IFSC Code is CNRB0005748.

Is the IFSC Code CNRB0005748 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Sultanganj Bhagalpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Sultanganj Bhagalpur branch?

The address of the branch is Canara Bank In Front Of Nagar Parishad Main Rd Sultanganj Bhagalpur Sultanganj Bihar 813213 located in Bhagalpur, Sultanganj, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.