The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Specialised Sme Branch, Hospet branch in Bellary, Bellary, Karnataka, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Bellary or anywhere in Karnataka can transfer funds instantly by using the correct IFSC Code CNRB0004125. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Specialised Sme Branch, Hospet, Bellary

Here are some of the key details that come with the IFSC Code CNRB0004125 of Canara Bank for its branch located in Bellary, within the district of Bellary in the state of Karnataka.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004125
Branch Specialised Sme Branch, Hospet
City Bellary
District Bellary
State Karnataka
Address Building No 1321, Ground Floor, Sri Saidham Complex, T B Dam Road, N C Colony, Hospet Pin 583201, Bellary District,Karnataka State

These details helps users in online banking and for businesses and individuals who use Canara Bank in Bellary for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0004125 for the Specialised Sme Branch, Hospet branch of Canara Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004125 is given to every bank branch, including Canara Bank located in Specialised Sme Branch, Hospet, Bellary, Karnataka, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Bellary.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Bellary and Bellary.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Karnataka and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Specialised Sme Branch, Hospet doesn't end up at another location.

Format of the IFSC Code CNRB0004125

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Specialised Sme Branch, Hospet in Bellary.

For example, the IFSC Code CNRB0004125 of Canara Bank for the Specialised Sme Branch, Hospet branch includes these elements, identifying the bank and the branch location in Bellary and Karnataka correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0004125 of Canara Bank for its Specialised Sme Branch, Hospet branch located in Bellary, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Bellary and Bellary, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Specialised Sme Branch, Hospet or Bellary to find the exact IFSC Code CNRB0004125.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Bellary will provide accurate information.

How to Use IFSC Code CNRB0004125 for Online Transfers?

Once you have the IFSC Code CNRB0004125 for the Specialised Sme Branch, Hospet branch of Canara Bank in Bellary, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004125. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0004125.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Specialised Sme Branch, Hospet in Bellary, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Specialised Sme Branch, Hospet, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Bellary manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Specialised Sme Branch, Hospet, Bellary?

The IFSC Code is CNRB0004125.

Is the IFSC Code CNRB0004125 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Specialised Sme Branch, Hospet?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Specialised Sme Branch, Hospet branch?

The address of the branch is Building No 1321, Ground Floor, Sri Saidham Complex, T B Dam Road, N C Colony, Hospet Pin 583201, Bellary District,Karnataka State located in Bellary, Bellary, Karnataka.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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