Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Raniganj Chhora Colliery branch in Bardhaman, Haripur, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code CNRB0019704. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Canara Bank, Raniganj Chhora Colliery, Bardhaman
Here are the main details that are associated with the IFSC Code CNRB0019704 of Canara Bank for its branch located in Bardhaman, within the district of Haripur in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Canara Bank |
| IFSC Code | CNRB0019704 |
| Branch | Raniganj Chhora Colliery |
| City | Bardhaman |
| District | Haripur |
| State | West Bengal |
| Address | Chhora 10 Pit Colliery Suri Road Haripur Barddhaman Dist Pin 713 378 |
These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0019704 for the Raniganj Chhora Colliery branch of Canara Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Raniganj Chhora Colliery, Bardhaman, West Bengal, are given a unique IFSC like CNRB0019704 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Bardhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Bardhaman and Haripur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Canara Bank in Raniganj Chhora Colliery goes to the correct branch. This is important because Canara Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code CNRB0019704
The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raniganj Chhora Colliery in Bardhaman.
For example, the IFSC Code CNRB0019704 of Canara Bank for the Raniganj Chhora Colliery branch has these elements, identifying the bank and the branch location in Bardhaman and West Bengal correctly.
How to Find IFSC Code for Canara Bank?
If you are looking for the IFSC Code CNRB0019704 of Canara Bank for its Raniganj Chhora Colliery branch located in Bardhaman, the following methods can help:
Cheque Book
The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Canara Bank branches in Bardhaman and Haripur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Canara Bank and look for the branch locator section, then search for Raniganj Chhora Colliery or Bardhaman to get the exact IFSC Code CNRB0019704.
Mobile Banking App
If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Bardhaman, then it will provide you proper information.
How to Use IFSC Code CNRB0019704 for Online Transfers?
Once you have the IFSC Code CNRB0019704 for the Raniganj Chhora Colliery branch of Canara Bank in Bardhaman, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code CNRB0019704. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0019704.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Raniganj Chhora Colliery in Bardhaman, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Raniganj Chhora Colliery, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Canara Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is CNRB0019704.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Chhora 10 Pit Colliery Suri Road Haripur Barddhaman Dist Pin 713 378 located in Bardhaman, Haripur, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.