For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Kishanpur Baral branch in Baghpat, Kishanpur, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Baghpat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018574. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Kishanpur Baral, Baghpat

Here are the key points that are associated with the IFSC Code CNRB0018574 of Canara Bank for its branch located in Baghpat, within the district of Kishanpur in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018574
Branch Kishanpur Baral
City Baghpat
District Kishanpur
State Uttar Pradesh
Address Kishanpur Baral Baghpat

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Baghpat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0018574 for the Kishanpur Baral branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0018574 is given to every bank branch, including Canara Bank located in Kishanpur Baral, Baghpat, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Baghpat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Baghpat and Kishanpur.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Kishanpur Baral doesn't end up at another location.

Format of the IFSC Code CNRB0018574

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kishanpur Baral in Baghpat.

For example, the IFSC Code CNRB0018574 of Canara Bank for the Kishanpur Baral branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0018574 of Canara Bank for its Kishanpur Baral branch located in Baghpat, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Baghpat and Kishanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Kishanpur Baral or Baghpat to find the exact IFSC Code CNRB0018574.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Baghpat will provide accurate information.

How to Use IFSC Code CNRB0018574 for Online Transfers?

Once you have the IFSC Code CNRB0018574 for the Kishanpur Baral branch of Canara Bank in Baghpat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018574. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018574.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Kishanpur Baral in Baghpat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Canara Bank in Kishanpur Baral, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Baghpat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Kishanpur Baral, Baghpat?

The IFSC Code is CNRB0018574.

Is the IFSC Code CNRB0018574 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Kishanpur Baral?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kishanpur Baral branch?

The address of the branch is Kishanpur Baral Baghpat located in Baghpat, Kishanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.