Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Canara Bank for its Gangnauli branch in Baghpat, Baghpat, or Uttar Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Canara Bank located in Baghpat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0003702. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Gangnauli, Baghpat

The table below shows the main details of the IFSC Code CNRB0003702 for the Canara Bank branch in Baghpat, which falls under the Baghpat district in Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0003702
Branch Gangnauli
City Baghpat
District Baghpat
State Uttar Pradesh
Address Canara Bank, Gangnauli Po-Gangnaauli Dist-Baghpat Uttar Pradesh-250625

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Baghpat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0003702 for the Gangnauli branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Gangnauli, Baghpat, Uttar Pradesh, is provided with a unique IFSC like CNRB0003702 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Baghpat.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Baghpat and Baghpat.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Canara Bank in Gangnauli do not get mixed with another location.

Format of the IFSC Code CNRB0003702

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gangnauli in Baghpat.

For example, the IFSC Code CNRB0003702 of Canara Bank for the Gangnauli branch includes these elements, identifying the bank and the branch location in Baghpat and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0003702 of Canara Bank for its Gangnauli branch located in Baghpat, the following methods can help:

Cheque Book

The cheque books that are issued by Canara Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Baghpat and Baghpat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and find the branch locator section. Search for Gangnauli or Baghpat to get the exact IFSC Code CNRB0003702.

Mobile Banking App

If you use Canara Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Canara Bank and Baghpat that will provide accurate information.

How to Use IFSC Code CNRB0003702 for Online Transfers?

Once you have the IFSC Code CNRB0003702 for the Gangnauli branch of Canara Bank in Baghpat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0003702. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0003702.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Gangnauli in Baghpat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Gangnauli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Baghpat manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Gangnauli, Baghpat?

The IFSC Code is CNRB0003702.

Is the IFSC Code CNRB0003702 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Gangnauli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Gangnauli branch?

The address of the branch is Canara Bank, Gangnauli Po-Gangnaauli Dist-Baghpat Uttar Pradesh-250625 located in Baghpat, Baghpat, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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