For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Canara Bank for its Baddi branch in Baddi, Baddi, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Canara Bank located in Baddi or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code CNRB0018991. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Baddi, Baddi

Here are the key points that are associated with the IFSC Code CNRB0018991 of Canara Bank for its branch located in Baddi, within the district of Baddi in the state of Himachal Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0018991
Branch Baddi
City Baddi
District Baddi
State Himachal Pradesh
Address Sco No 12 Laj Complex Sai Road Baddi Himachal Pradesh 173205

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Baddi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0018991 for the Baddi branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Baddi, Baddi, Himachal Pradesh, is provided a unique IFSC like CNRB0018991 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Baddi.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Baddi and Baddi.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Baddi do not get misguided to another person.

Format of the IFSC Code CNRB0018991

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Baddi in Baddi.

For example, the IFSC Code CNRB0018991 of Canara Bank for the Baddi branch includes these elements, identifying the bank and the branch location in Baddi and Himachal Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0018991 of Canara Bank for its Baddi branch located in Baddi, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Baddi and Baddi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Baddi or Baddi to get the exact IFSC Code CNRB0018991.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Baddi, then it will provide you proper information.

How to Use IFSC Code CNRB0018991 for Online Transfers?

Once you have the IFSC Code CNRB0018991 for the Baddi branch of Canara Bank in Baddi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0018991. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0018991.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Baddi in Baddi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Baddi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Baddi to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Baddi, Baddi?

The IFSC Code is CNRB0018991.

Is the IFSC Code CNRB0018991 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Baddi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Baddi branch?

The address of the branch is Sco No 12 Laj Complex Sai Road Baddi Himachal Pradesh 173205 located in Baddi, Baddi, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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