There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Saraimeer branch in Azamgarh, Sarai Mir, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Azamgarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0019942. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Saraimeer, Azamgarh

Below in the table are the key details related to IFSC Code CNRB0019942 of Canara Bank for its branch located in Azamgarh, within the district of Sarai Mir in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019942
Branch Saraimeer
City Azamgarh
District Sarai Mir
State Uttar Pradesh
Address Canara Bank Fahad Market Main Road Saraimeer Dist Azamgarh Azamgarh Uttar Pradesh India 276305

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Azamgarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019942 for the Saraimeer branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Saraimeer, Azamgarh, Uttar Pradesh, is provided a unique IFSC like CNRB0019942 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Azamgarh.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Azamgarh and Sarai Mir.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Saraimeer do not get misguided to another person.

Format of the IFSC Code CNRB0019942

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Saraimeer in Azamgarh.

For example, the IFSC Code CNRB0019942 of Canara Bank for the Saraimeer branch includes these elements, identifying the bank and the branch location in Azamgarh and Uttar Pradesh accurately.

How to Find IFSC Code for Canara Bank?

If you are looking for the IFSC Code CNRB0019942 of Canara Bank for its Saraimeer branch located in Azamgarh, the following methods can help:

Cheque Book

The cheque book that is issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Canara Bank branches in Azamgarh and Sarai Mir, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Canara Bank and look for the branch locator section, then search for Saraimeer or Azamgarh to get the exact IFSC Code CNRB0019942.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Canara Bank and Azamgarh, then it will provide you proper information.

How to Use IFSC Code CNRB0019942 for Online Transfers?

Once you have the IFSC Code CNRB0019942 for the Saraimeer branch of Canara Bank in Azamgarh, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019942. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0019942.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Saraimeer in Azamgarh, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Saraimeer, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Azamgarh to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Saraimeer Azamgarh?

The IFSC Code of the Saraimeer Azamgarh branch is CNRB0019942.

Is IFSC Code CNRB0019942 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Saraimeer branch?

The branch is located at Canara Bank Fahad Market Main Road Saraimeer Dist Azamgarh Azamgarh Uttar Pradesh India 276305.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.