There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Auraiya Ii branch in Auraiya, Auraiya, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Auraiya or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0019496. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Auraiya Ii, Auraiya

Below in the table are the key details related to IFSC Code CNRB0019496 of Canara Bank for its branch located in Auraiya, within the district of Auraiya in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019496
Branch Auraiya Ii
City Auraiya
District Auraiya
State Uttar Pradesh
Address 19 By 528 Narainpur Chungi Dibiyapur Road Auraiya Uttar Pradesh India 206001

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Auraiya for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019496 for the Auraiya Ii branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Auraiya Ii, Auraiya, Uttar Pradesh, are given a unique IFSC like CNRB0019496 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Auraiya.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Auraiya and Auraiya.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Canara Bank in Auraiya Ii goes to the correct branch. This is important because Canara Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code CNRB0019496

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Auraiya Ii in Auraiya.

For example, the IFSC Code CNRB0019496 of Canara Bank for the Auraiya Ii branch has these elements, identifying the bank and the branch location in Auraiya and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019496 of Canara Bank for its Auraiya Ii branch located in Auraiya, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Auraiya and Auraiya, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Auraiya Ii or Auraiya to get the exact IFSC Code CNRB0019496.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Auraiya, you'll get the correct details.

How to Use IFSC Code CNRB0019496 for Online Transfers?

If you have the IFSC Code CNRB0019496 for the Auraiya Ii branch of Canara Bank in Auraiya, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019496. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0019496.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Auraiya Ii in Auraiya, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Auraiya Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Auraiya to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Auraiya Ii, Auraiya?

The IFSC Code is CNRB0019496.

Is the IFSC Code CNRB0019496 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Auraiya Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Auraiya Ii branch?

The address of the branch is 19 By 528 Narainpur Chungi Dibiyapur Road Auraiya Uttar Pradesh India 206001 located in Auraiya, Auraiya, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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