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IFSC Code of Canara Bank, Garacharma, Port Blair, Andaman And Nicobar Island — CNRB0005214

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Garacharma branch in Andaman, Port Blair, Andaman And Nicobar Island, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Andaman or anywhere in Andaman And Nicobar Island can easily transfer funds instantly by using the correct IFSC Code CNRB0005214. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Garacharma, Andaman

The table below shows the main details of the IFSC Code CNRB0005214 for the Canara Bank branch in Andaman, which falls under the Port Blair district in Andaman And Nicobar Island.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0005214
Branch Garacharma
City Andaman
District Port Blair
State Andaman And Nicobar Island
Address Ats Shopping Complex, Andaman Trunk Road, Garacharma, Port Blair, South Andaman 744105

These details are essential not only for online banking users but also for businesses and individuals who use Canara Bank in Andaman for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0005214 for the Garacharma branch of Canara Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0005214 is given to every bank branch, including Canara Bank located in Garacharma, Andaman, Andaman And Nicobar Island, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Andaman and Port Blair.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andaman And Nicobar Island and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Garacharma doesn't end up at another location.

Format of the IFSC Code CNRB0005214

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garacharma in Andaman.

For example, the IFSC Code CNRB0005214 of Canara Bank for the Garacharma branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0005214 of Canara Bank for its Garacharma branch located in Andaman, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Andaman and Port Blair, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Garacharma or Andaman to get the exact IFSC Code CNRB0005214.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Andaman, you'll get the correct details.

How to Use IFSC Code CNRB0005214 for Online Transfers?

Once you have the IFSC Code CNRB0005214 for the Garacharma branch of Canara Bank in Andaman, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0005214. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0005214.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Garacharma in Andaman may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Garacharma, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Andaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank Garacharma Andaman?

The IFSC Code of the Garacharma Andaman branch is CNRB0005214.

Is IFSC Code CNRB0005214 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Canara Bank Garacharma branch?

The branch is located at Ats Shopping Complex, Andaman Trunk Road, Garacharma, Port Blair, South Andaman 744105.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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