The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Garacharama Ii branch in Andaman, Garacharama, Andaman And Nicobar Island, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Andaman or anywhere in Andaman And Nicobar Island can transfer funds instantly by using the correct IFSC Code CNRB0019905. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Garacharama Ii, Andaman

Below in the table are the key details related to IFSC Code CNRB0019905 of Canara Bank for its branch located in Andaman, within the district of Garacharama in the state of Andaman And Nicobar Island.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019905
Branch Garacharama Ii
City Andaman
District Garacharama
State Andaman And Nicobar Island
Address And Nicobar Islandsdist Andaman Islandsstate Andaman And Nicobarupin 744 101

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Andaman for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019905 for the Garacharama Ii branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0019905 is given to every bank branch, including Canara Bank located in Garacharama Ii, Andaman, Andaman And Nicobar Island, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Andaman.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Andaman and Garacharama.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Andaman And Nicobar Island and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in Garacharama Ii doesn't end up at another location.

Format of the IFSC Code CNRB0019905

The format of the IFSC Code for banks, including Canara Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Canara Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Garacharama Ii in Andaman.

For example, the IFSC Code CNRB0019905 of Canara Bank for the Garacharama Ii branch includes these elements, identifying the bank and the branch location in Andaman and Andaman And Nicobar Island correctly.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019905 of Canara Bank for its Garacharama Ii branch located in Andaman, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Andaman and Garacharama, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Garacharama Ii or Andaman to get the exact IFSC Code CNRB0019905.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Andaman, you'll get the correct details.

How to Use IFSC Code CNRB0019905 for Online Transfers?

If you have the IFSC Code CNRB0019905 for the Garacharama Ii branch of Canara Bank in Andaman, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019905. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Canara Bank IFSC Code CNRB0019905.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Canara Bank Garacharama Ii in Andaman, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Garacharama Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Andaman to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Garacharama Ii, Andaman?

The IFSC Code is CNRB0019905.

Is the IFSC Code CNRB0019905 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Garacharama Ii?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Garacharama Ii branch?

The address of the branch is And Nicobar Islandsdist Andaman Islandsstate Andaman And Nicobarupin 744 101 located in Andaman, Garacharama, Andaman And Nicobar Island.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.