There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its S M E Ambala branch in Ambala, Ambala, Haryana, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Ambala or anywhere in Haryana can easily transfer funds instantly by using the correct IFSC Code CNRB0004119. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, S M E Ambala, Ambala

Here are some of the key details that come with the IFSC Code CNRB0004119 of Canara Bank for its branch located in Ambala, within the district of Ambala in the state of Haryana.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0004119
Branch S M E Ambala
City Ambala
District Ambala
State Haryana
Address Canara Bank 2075 76 Chandigarh Road Baldev Nagar Shingari Complex Ambala City Harayana 134007

These details are important not only for users using online banking but also for businesses and individuals who use Canara Bank in Ambala for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code CNRB0004119 for the S M E Ambala branch of Canara Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like CNRB0004119 is given to every bank branch, including Canara Bank located in S M E Ambala, Ambala, Haryana, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Canara Bank branch in Ambala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Ambala and Ambala.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Haryana and the rest of India, which is why the IFSC Code ensures that transactions meant for Canara Bank in S M E Ambala doesn't end up at another location.

Format of the IFSC Code CNRB0004119

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as S M E Ambala in Ambala.

For example, the IFSC Code CNRB0004119 of Canara Bank for the S M E Ambala branch includes these elements, identifying the bank and the branch location in Ambala and Haryana accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0004119 of Canara Bank for its S M E Ambala branch located in Ambala, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Ambala and Ambala, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for S M E Ambala or Ambala to get the exact IFSC Code CNRB0004119.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Ambala, you'll get the correct details.

How to Use IFSC Code CNRB0004119 for Online Transfers?

Once you have the IFSC Code CNRB0004119 for the S M E Ambala branch of Canara Bank in Ambala, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0004119. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0004119.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank S M E Ambala in Ambala may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in S M E Ambala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ambala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in S M E Ambala, Ambala?

The IFSC Code is CNRB0004119.

Is the IFSC Code CNRB0004119 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank S M E Ambala?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the S M E Ambala branch?

The address of the branch is Canara Bank 2075 76 Chandigarh Road Baldev Nagar Shingari Complex Ambala City Harayana 134007 located in Ambala, Ambala, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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