The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Canara Bank for its Naraingarh Ii branch in Ambala, Naraingarh, Haryana, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Canara Bank located in Ambala or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code CNRB0019681. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Canara Bank, Naraingarh Ii, Ambala

Here are the main details that are associated with the IFSC Code CNRB0019681 of Canara Bank for its branch located in Ambala, within the district of Naraingarh in the state of Haryana.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0019681
Branch Naraingarh Ii
City Ambala
District Naraingarh
State Haryana
Address H No 201 Ambala Nahan Road Ward No 6 Naraingarh Distt Ambala Ambala Haryana India 134203

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Ambala for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0019681 for the Naraingarh Ii branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Naraingarh Ii, Ambala, Haryana, are allotted a unique IFSC like CNRB0019681 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Ambala.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Ambala and Naraingarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Naraingarh Ii reaches the right place, even though there are thousands of branches in Haryana and across India.

Format of the IFSC Code CNRB0019681

This is the format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Canara Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Naraingarh Ii in Ambala.

For example, the IFSC Code CNRB0019681 of Canara Bank for the Naraingarh Ii branch includes these elements, identifying the bank and the branch location in Ambala and Haryana accurately.

How to Find IFSC Code for Canara Bank?

If you are trying to find the IFSC Code CNRB0019681 of Canara Bank for its Naraingarh Ii branch located in Ambala, the following methods can help:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Canara Bank branches in Ambala and Naraingarh, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Canara Bank and navigate to the branch locator section. Search for Naraingarh Ii or Ambala to get the exact IFSC Code CNRB0019681.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Canara Bank and Ambala, you'll get the correct details.

How to Use IFSC Code CNRB0019681 for Online Transfers?

Once you have the IFSC Code CNRB0019681 for the Naraingarh Ii branch of Canara Bank in Ambala, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0019681. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0019681.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Canara Bank Naraingarh Ii in Ambala may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Naraingarh Ii, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ambala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Naraingarh Ii, Ambala?

The IFSC Code is CNRB0019681.

Is the IFSC Code CNRB0019681 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Naraingarh Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Naraingarh Ii branch?

The address of the branch is H No 201 Ambala Nahan Road Ward No 6 Naraingarh Distt Ambala Ambala Haryana India 134203 located in Ambala, Naraingarh, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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