There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Ramghat Road, Aligharh-2 branch in Aligarh, Aligarh, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Aligarh or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code CNRB0001000. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Ramghat Road, Aligharh-2, Aligarh

Here are some of the key details that come with the IFSC Code CNRB0001000 of Canara Bank for its branch located in Aligarh, within the district of Aligarh in the state of Uttar Pradesh.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0001000
Branch Ramghat Road, Aligharh-2
City Aligarh
District Aligarh
State Uttar Pradesh
Address Niranjan Priya Dham,Samad Rd Near Centre Point Aligarh

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Aligarh for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0001000 for the Ramghat Road, Aligharh-2 branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Canara Bank located in Ramghat Road, Aligharh-2, Aligarh, Uttar Pradesh, are allotted a unique IFSC like CNRB0001000 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Aligarh.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Aligarh and Aligarh.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Canara Bank in Ramghat Road, Aligharh-2 reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code CNRB0001000

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ramghat Road, Aligharh-2 in Aligarh.

For example, the IFSC Code CNRB0001000 of Canara Bank for the Ramghat Road, Aligharh-2 branch has these elements, identifying the bank and the branch location in Aligarh and Uttar Pradesh correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0001000 of Canara Bank for its Ramghat Road, Aligharh-2 branch located in Aligarh, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Aligarh and Aligarh, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Ramghat Road, Aligharh-2 or Aligarh to find the exact IFSC Code CNRB0001000.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Aligarh will provide accurate information.

How to Use IFSC Code CNRB0001000 for Online Transfers?

Once you have the IFSC Code CNRB0001000 for the Ramghat Road, Aligharh-2 branch of Canara Bank in Aligarh, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code CNRB0001000. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Canara Bank IFSC Code CNRB0001000.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Canara Bank Ramghat Road, Aligharh-2 in Aligarh, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Canara Bank in Ramghat Road, Aligharh-2, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Aligarh manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Ramghat Road, Aligharh-2, Aligarh?

The IFSC Code is CNRB0001000.

Is the IFSC Code CNRB0001000 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Ramghat Road, Aligharh-2?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Ramghat Road, Aligharh-2 branch?

The address of the branch is Niranjan Priya Dham,Samad Rd Near Centre Point Aligarh located in Aligarh, Aligarh, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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