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IFSC Code of Canara Bank, Chengannur Ii, Chengannur, Kerala — CNRB0014104

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Canara Bank for its Chengannur Ii branch in Alapuzha, Chengannur, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Canara Bank situated in Alapuzha or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code CNRB0014104. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Canara Bank, Chengannur Ii, Alapuzha

The table below shows the main details of the IFSC Code CNRB0014104 for the Canara Bank branch in Alapuzha, which falls under the Chengannur district in Kerala.

Particulars Details
Bank Canara Bank
IFSC Code CNRB0014104
Branch Chengannur Ii
City Alapuzha
District Chengannur
State Kerala
Address Kesavan S Building 1St Floor Court Road Chengannur Alappuzha 689 121

These details are crucial, not just for online banking users but also for businesses and individuals who use Canara Bank in Alapuzha for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code CNRB0014104 for the Chengannur Ii branch of Canara Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Canara Bank located in Chengannur Ii, Alapuzha, Kerala, is provided a unique IFSC like CNRB0014104 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Canara Bank branch in Alapuzha.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Alapuzha and Chengannur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Canara Bank in Chengannur Ii do not get misguided to another person.

Format of the IFSC Code CNRB0014104

The format of the IFSC Code for banks, including Canara Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Canara Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chengannur Ii in Alapuzha.

For example, the IFSC Code CNRB0014104 of Canara Bank for the Chengannur Ii branch has these elements, identifying the bank and the branch location in Alapuzha and Kerala correctly.

How to Find IFSC Code for Canara Bank?

To find the IFSC Code CNRB0014104 of Canara Bank for its Chengannur Ii branch located in Alapuzha, the following methods can help you out:

Cheque Book

The cheque book issued by Canara Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Canara Bank branches in Alapuzha and Chengannur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Canara Bank and go to the branch locator section. Then search for Chengannur Ii or Alapuzha to find the exact IFSC Code CNRB0014104.

Mobile Banking App

If you use Canara Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Canara Bank and Alapuzha will provide accurate information.

How to Use IFSC Code CNRB0014104 for Online Transfers?

Once you have the IFSC Code CNRB0014104 for the Chengannur Ii branch of Canara Bank in Alapuzha, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code CNRB0014104. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Canara Bank IFSC Code CNRB0014104.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Canara Bank Chengannur Ii in Alapuzha, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Canara Bank in Chengannur Ii, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Canara Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Alapuzha manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Canara Bank in Chengannur Ii, Alapuzha?

The IFSC Code is CNRB0014104.

Is the IFSC Code CNRB0014104 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Canara Bank Chengannur Ii?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chengannur Ii branch?

The address of the branch is Kesavan S Building 1St Floor Court Road Chengannur Alappuzha 689 121 located in Alapuzha, Chengannur, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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