The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bharat Cooperative Bank Mumbai Limited for its Charkop Kandivali West branch in Mumbai, Greater Bombay, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bharat Cooperative Bank Mumbai Limited located in Mumbai or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code BCBM0000079. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bharat Cooperative Bank Mumbai Limited, Charkop Kandivali West, Mumbai
The table below shows the main details of the IFSC Code BCBM0000079 for the Bharat Cooperative Bank Mumbai Limited branch in Mumbai, which falls under the Greater Bombay district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Bharat Cooperative Bank Mumbai Limited |
| IFSC Code | BCBM0000079 |
| Branch | Charkop Kandivali West |
| City | Mumbai |
| District | Greater Bombay |
| State | Maharashtra |
| Address | Shop No. A-1, Ground Floor, Sunrays Shopping Center, Sector No.5, Charkop Market, Kandivali (West) Mumbai- 400067 |
These details are essential not only for online banking users but also for businesses and individuals who use Bharat Cooperative Bank Mumbai Limited in Mumbai for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BCBM0000079 for the Charkop Kandivali West branch of Bharat Cooperative Bank Mumbai Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like BCBM0000079 is given to every bank branch, including Bharat Cooperative Bank Mumbai Limited located in Charkop Kandivali West, Mumbai, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bharat Cooperative Bank Mumbai Limited branch in Mumbai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mumbai and Greater Bombay.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Bharat Cooperative Bank Mumbai Limited in Charkop Kandivali West doesn't end up at another location.
Format of the IFSC Code BCBM0000079
The format of the IFSC Code for banks, including Bharat Cooperative Bank Mumbai Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bharat Cooperative Bank Mumbai Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Charkop Kandivali West in Mumbai.
For example, the IFSC Code BCBM0000079 of Bharat Cooperative Bank Mumbai Limited for the Charkop Kandivali West branch includes these elements, identifying the bank and the branch location in Mumbai and Maharashtra correctly.
How to Find IFSC Code for Bharat Cooperative Bank Mumbai Limited?
To find the IFSC Code BCBM0000079 of Bharat Cooperative Bank Mumbai Limited for its Charkop Kandivali West branch located in Mumbai, the following methods can help you out:
Cheque Book
The cheque book issued by Bharat Cooperative Bank Mumbai Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bharat Cooperative Bank Mumbai Limited branches in Mumbai and Greater Bombay, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bharat Cooperative Bank Mumbai Limited and go to the branch locator section. Then search for Charkop Kandivali West or Mumbai to find the exact IFSC Code BCBM0000079.
Mobile Banking App
If you use Bharat Cooperative Bank Mumbai Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bharat Cooperative Bank Mumbai Limited and Mumbai will provide accurate information.
How to Use IFSC Code BCBM0000079 for Online Transfers?
If you have the IFSC Code BCBM0000079 for the Charkop Kandivali West branch of Bharat Cooperative Bank Mumbai Limited in Mumbai, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code BCBM0000079. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bharat Cooperative Bank Mumbai Limited IFSC Code BCBM0000079.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bharat Cooperative Bank Mumbai Limited Charkop Kandivali West in Mumbai, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bharat Cooperative Bank Mumbai Limited in Charkop Kandivali West, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bharat Cooperative Bank Mumbai Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Mumbai manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BCBM0000079.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No. A-1, Ground Floor, Sunrays Shopping Center, Sector No.5, Charkop Market, Kandivali (West) Mumbai- 400067 located in Mumbai, Greater Bombay, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.