Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Maharashtra for its Sultan Bathery branch in Wayanad, Sultan Bathery, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Maharashtra located in Wayanad or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0002113. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Sultan Bathery, Wayanad

Below in the table are the key details related to IFSC Code MAHB0002113 of Bank Of Maharashtra for its branch located in Wayanad, within the district of Sultan Bathery in the state of Kerala.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002113
Branch Sultan Bathery
City Wayanad
District Sultan Bathery
State Kerala
Address Door No.24/249A,Kunnaths Anchorm G Road, Sultan Bathery

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Wayanad for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002113 for the Sultan Bathery branch of Bank Of Maharashtra has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Sultan Bathery, Wayanad, Kerala, are allotted a unique IFSC like MAHB0002113 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Wayanad.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Wayanad and Sultan Bathery.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Sultan Bathery reaches the right place, even though there are thousands of branches in Kerala and across India.

Format of the IFSC Code MAHB0002113

This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sultan Bathery in Wayanad.

For example, the IFSC Code MAHB0002113 of Bank Of Maharashtra for the Sultan Bathery branch includes these elements, identifying the bank and the branch location in Wayanad and Kerala accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002113 of Bank Of Maharashtra for its Sultan Bathery branch located in Wayanad, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Wayanad and Sultan Bathery, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Sultan Bathery or Wayanad to get the exact IFSC Code MAHB0002113.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Wayanad, you'll get the correct details.

How to Use IFSC Code MAHB0002113 for Online Transfers?

Once you have the IFSC Code MAHB0002113 for the Sultan Bathery branch of Bank Of Maharashtra in Wayanad, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002113. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002113.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Sultan Bathery in Wayanad, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Sultan Bathery, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Wayanad manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Sultan Bathery, Wayanad?

The IFSC Code is MAHB0002113.

Is the IFSC Code MAHB0002113 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Sultan Bathery?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sultan Bathery branch?

The address of the branch is Door No.24/249A,Kunnaths Anchorm G Road, Sultan Bathery located in Wayanad, Sultan Bathery, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.