The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Karelibagh Vadodara branch in Vadodara, Vadodara, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MAHB0000977. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Maharashtra, Karelibagh Vadodara, Vadodara

Here are some of the key details that come with the IFSC Code MAHB0000977 of Bank Of Maharashtra for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0000977
Branch Karelibagh Vadodara
City Vadodara
District Vadodara
State Gujarat
Address 1,Main Road,Prince Park,Kareli Baug,Vadodara,390018

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Vadodara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0000977 for the Karelibagh Vadodara branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Karelibagh Vadodara, Vadodara, Gujarat, is provided with a unique IFSC like MAHB0000977 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Vadodara.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Karelibagh Vadodara do not get mixed with another location.

Format of the IFSC Code MAHB0000977

This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Karelibagh Vadodara in Vadodara.

For example, the IFSC Code MAHB0000977 of Bank Of Maharashtra for the Karelibagh Vadodara branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0000977 of Bank Of Maharashtra for its Karelibagh Vadodara branch located in Vadodara, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Karelibagh Vadodara or Vadodara to find the exact IFSC Code MAHB0000977.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Vadodara will provide accurate information.

How to Use IFSC Code MAHB0000977 for Online Transfers?

Once you have the IFSC Code MAHB0000977 for the Karelibagh Vadodara branch of Bank Of Maharashtra in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0000977. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0000977.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Karelibagh Vadodara in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Karelibagh Vadodara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Vadodara manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Karelibagh Vadodara, Vadodara?

The IFSC Code is MAHB0000977.

Is the IFSC Code MAHB0000977 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Karelibagh Vadodara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Karelibagh Vadodara branch?

The address of the branch is 1,Main Road,Prince Park,Kareli Baug,Vadodara,390018 located in Vadodara, Vadodara, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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