The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Raiganj branch in Uttar Dinajpur, Raiganj, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Uttar Dinajpur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code MAHB0002001. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Maharashtra, Raiganj, Uttar Dinajpur
Below in the table are the key details related to IFSC Code MAHB0002001 of Bank Of Maharashtra for its branch located in Uttar Dinajpur, within the district of Raiganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0002001 |
| Branch | Raiganj |
| City | Uttar Dinajpur |
| District | Raiganj |
| State | West Bengal |
| Address | Ukilpara Raiganj |
These details helps users in online banking and for businesses and individuals who use Bank Of Maharashtra in Uttar Dinajpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002001 for the Raiganj branch of Bank Of Maharashtra plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like MAHB0002001 is given to every bank branch, including Bank Of Maharashtra located in Raiganj, Uttar Dinajpur, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Maharashtra branch in Uttar Dinajpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Uttar Dinajpur and Raiganj.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Raiganj doesn't end up at another location.
Format of the IFSC Code MAHB0002001
The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raiganj in Uttar Dinajpur.
For example, the IFSC Code MAHB0002001 of Bank Of Maharashtra for the Raiganj branch includes these elements, identifying the bank and the branch location in Uttar Dinajpur and West Bengal correctly.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0002001 of Bank Of Maharashtra for its Raiganj branch located in Uttar Dinajpur, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Uttar Dinajpur and Raiganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Raiganj or Uttar Dinajpur to find the exact IFSC Code MAHB0002001.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Uttar Dinajpur will provide accurate information.
How to Use IFSC Code MAHB0002001 for Online Transfers?
Once you have the IFSC Code MAHB0002001 for the Raiganj branch of Bank Of Maharashtra in Uttar Dinajpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MAHB0002001. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002001.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Raiganj in Uttar Dinajpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Raiganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Uttar Dinajpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0002001.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Ukilpara Raiganj located in Uttar Dinajpur, Raiganj, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.