Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Maharashtra for its Thuraiyur branch in Tiruchirapalli, Tiruchirapalli, or Tamil Nadu, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Maharashtra located in Tiruchirapalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code MAHB0002564. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Thuraiyur, Tiruchirapalli

Below in the table are the key details related to IFSC Code MAHB0002564 of Bank Of Maharashtra for its branch located in Tiruchirapalli, within the district of Tiruchirapalli in the state of Tamil Nadu.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002564
Branch Thuraiyur
City Tiruchirapalli
District Tiruchirapalli
State Tamil Nadu
Address 489, New Street, Mathurapuri, Thuraiyur, Tiruchirapalli, Tamil Nadu, 621010

These details helps users in online banking and for businesses and individuals who use Bank Of Maharashtra in Tiruchirapalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002564 for the Thuraiyur branch of Bank Of Maharashtra plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Thuraiyur, Tiruchirapalli, Tamil Nadu, are allotted a unique IFSC like MAHB0002564 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Tiruchirapalli.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Tiruchirapalli and Tiruchirapalli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Thuraiyur reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code MAHB0002564

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Thuraiyur in Tiruchirapalli.

For example, the IFSC Code MAHB0002564 of Bank Of Maharashtra for the Thuraiyur branch has these elements, identifying the bank and the branch location in Tiruchirapalli and Tamil Nadu correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002564 of Bank Of Maharashtra for its Thuraiyur branch located in Tiruchirapalli, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Tiruchirapalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Thuraiyur or Tiruchirapalli to get the exact IFSC Code MAHB0002564.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Tiruchirapalli, you'll get the correct details.

How to Use IFSC Code MAHB0002564 for Online Transfers?

Once you have the IFSC Code MAHB0002564 for the Thuraiyur branch of Bank Of Maharashtra in Tiruchirapalli, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002564. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002564.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Thuraiyur in Tiruchirapalli, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Thuraiyur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Tiruchirapalli manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Thuraiyur, Tiruchirapalli?

The IFSC Code is MAHB0002564.

Is the IFSC Code MAHB0002564 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Thuraiyur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Thuraiyur branch?

The address of the branch is 489, New Street, Mathurapuri, Thuraiyur, Tiruchirapalli, Tamil Nadu, 621010 located in Tiruchirapalli, Tiruchirapalli, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.