The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Nedumangad branch in Thiruvananthpuram, Thiruvananthapuram, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Thiruvananthpuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0002625. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Bank Of Maharashtra, Nedumangad, Thiruvananthpuram

Here are the main details that are associated with the IFSC Code MAHB0002625 of Bank Of Maharashtra for its branch located in Thiruvananthpuram, within the district of Thiruvananthapuram in the state of Kerala.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002625
Branch Nedumangad
City Thiruvananthpuram
District Thiruvananthapuram
State Kerala
Address Mar Building, Valicode, Nedumangad, Thiruvananthpuram-695541

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Thiruvananthpuram for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002625 for the Nedumangad branch of Bank Of Maharashtra has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like MAHB0002625 is given to every bank branch, including Bank Of Maharashtra located in Nedumangad, Thiruvananthpuram, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Thiruvananthpuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Thiruvananthpuram and Thiruvananthapuram.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Nedumangad doesn't end up at another location.

Format of the IFSC Code MAHB0002625

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Nedumangad in Thiruvananthpuram.

For example, the IFSC Code MAHB0002625 of Bank Of Maharashtra for the Nedumangad branch has these elements, identifying the bank and the branch location in Thiruvananthpuram and Kerala correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002625 of Bank Of Maharashtra for its Nedumangad branch located in Thiruvananthpuram, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Maharashtra branches in Thiruvananthpuram and Thiruvananthapuram, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Nedumangad or Thiruvananthpuram to get the exact IFSC Code MAHB0002625.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Thiruvananthpuram, you'll get the correct details.

How to Use IFSC Code MAHB0002625 for Online Transfers?

Once you have the IFSC Code MAHB0002625 for the Nedumangad branch of Bank Of Maharashtra in Thiruvananthpuram, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0002625. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002625.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Maharashtra Nedumangad in Thiruvananthpuram may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Nedumangad, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthpuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Nedumangad, Thiruvananthpuram?

The IFSC Code is MAHB0002625.

Is the IFSC Code MAHB0002625 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Nedumangad?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Nedumangad branch?

The address of the branch is Mar Building, Valicode, Nedumangad, Thiruvananthpuram-695541 located in Thiruvananthpuram, Thiruvananthapuram, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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