Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Maharashtra for its Kesavadasapuram branch in Thiruvananthapurm, Thiruvananthapurm, Kerala, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Bank Of Maharashtra located in Thiruvananthapurm or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0002457. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Kesavadasapuram, Thiruvananthapurm
Here are the main details that are associated with the IFSC Code MAHB0002457 of Bank Of Maharashtra for its branch located in Thiruvananthapurm, within the district of Thiruvananthapurm in the state of Kerala.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0002457 |
| Branch | Kesavadasapuram |
| City | Thiruvananthapurm |
| District | Thiruvananthapurm |
| State | Kerala |
| Address | Uloor, Kesavadasapuram, Dist-Thiruvananthapuram, Kerala-695011 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Thiruvananthapurm for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002457 for the Kesavadasapuram branch of Bank Of Maharashtra plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Kesavadasapuram, Thiruvananthapurm, Kerala, are given a unique IFSC like MAHB0002457 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvananthapurm.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Thiruvananthapurm and Thiruvananthapurm.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Bank Of Maharashtra in Kesavadasapuram goes to the correct branch. This is important because Bank Of Maharashtra has thousands of branches in Kerala and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code MAHB0002457
The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kesavadasapuram in Thiruvananthapurm.
For example, the IFSC Code MAHB0002457 of Bank Of Maharashtra for the Kesavadasapuram branch includes these elements, identifying the bank and the branch location in Thiruvananthapurm and Kerala correctly.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0002457 of Bank Of Maharashtra for its Kesavadasapuram branch located in Thiruvananthapurm, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Thiruvananthapurm and Thiruvananthapurm, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Kesavadasapuram or Thiruvananthapurm to find the exact IFSC Code MAHB0002457.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Thiruvananthapurm will provide accurate information.
How to Use IFSC Code MAHB0002457 for Online Transfers?
Once you have the IFSC Code MAHB0002457 for the Kesavadasapuram branch of Bank Of Maharashtra in Thiruvananthapurm, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MAHB0002457. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002457.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Bank Of Maharashtra Kesavadasapuram in Thiruvananthapurm, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Kesavadasapuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Thiruvananthapurm manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0002457.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Uloor, Kesavadasapuram, Dist-Thiruvananthapuram, Kerala-695011 located in Thiruvananthapurm, Thiruvananthapurm, Kerala.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.