For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Vattiyurkavu branch in Thiruvananthapuram, Vattiyurkavu, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0001330. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Vattiyurkavu, Thiruvananthapuram

Below in the table are the key details related to IFSC Code MAHB0001330 of Bank Of Maharashtra for its branch located in Thiruvananthapuram, within the district of Vattiyurkavu in the state of Kerala.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001330
Branch Vattiyurkavu
City Thiruvananthapuram
District Vattiyurkavu
State Kerala
Address Near Sarswati Vidyalaya Vattivoorkavuarappura Junction

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Thiruvananthapuram for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0001330 for the Vattiyurkavu branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Vattiyurkavu, Thiruvananthapuram, Kerala, is provided with a unique IFSC like MAHB0001330 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Bank Of Maharashtra branch in Thiruvananthapuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Vattiyurkavu.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Vattiyurkavu do not get mixed with another location.

Format of the IFSC Code MAHB0001330

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Vattiyurkavu in Thiruvananthapuram.

For example, the IFSC Code MAHB0001330 of Bank Of Maharashtra for the Vattiyurkavu branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0001330 of Bank Of Maharashtra for its Vattiyurkavu branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Thiruvananthapuram and Vattiyurkavu, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Vattiyurkavu or Thiruvananthapuram to find the exact IFSC Code MAHB0001330.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code MAHB0001330 for Online Transfers?

Once you have the IFSC Code MAHB0001330 for the Vattiyurkavu branch of Bank Of Maharashtra in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0001330. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001330.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Vattiyurkavu in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Vattiyurkavu, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Thiruvananthapuram to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Vattiyurkavu, Thiruvananthapuram?

The IFSC Code is MAHB0001330.

Is the IFSC Code MAHB0001330 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Vattiyurkavu?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Vattiyurkavu branch?

The address of the branch is Near Sarswati Vidyalaya Vattivoorkavuarappura Junction located in Thiruvananthapuram, Vattiyurkavu, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.