Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Maharashtra for its Neyyatinkara branch in Thiruvananthapuram, Neyyatinkara, Kerala, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Maharashtra located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0002112. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Neyyatinkara, Thiruvananthapuram

Below in the table are the key details related to IFSC Code MAHB0002112 of Bank Of Maharashtra for its branch located in Thiruvananthapuram, within the district of Neyyatinkara in the state of Kerala.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002112
Branch Neyyatinkara
City Thiruvananthapuram
District Neyyatinkara
State Kerala
Address Vin Tower, Opp. Kerala Water Authorityneyyattinkara, Trivandrum

These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002112 for the Neyyatinkara branch of Bank Of Maharashtra has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Neyyatinkara, Thiruvananthapuram, Kerala, is provided a unique IFSC like MAHB0002112 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Bank Of Maharashtra branch in Thiruvananthapuram.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Neyyatinkara.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Neyyatinkara do not get misguided to another person.

Format of the IFSC Code MAHB0002112

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Neyyatinkara in Thiruvananthapuram.

For example, the IFSC Code MAHB0002112 of Bank Of Maharashtra for the Neyyatinkara branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala accurately.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0002112 of Bank Of Maharashtra for its Neyyatinkara branch located in Thiruvananthapuram, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Thiruvananthapuram and Neyyatinkara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Neyyatinkara or Thiruvananthapuram to find the exact IFSC Code MAHB0002112.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Thiruvananthapuram will provide accurate information.

How to Use IFSC Code MAHB0002112 for Online Transfers?

Once you have the IFSC Code MAHB0002112 for the Neyyatinkara branch of Bank Of Maharashtra in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002112. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002112.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Neyyatinkara in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Neyyatinkara, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Neyyatinkara, Thiruvananthapuram?

The IFSC Code is MAHB0002112.

Is the IFSC Code MAHB0002112 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Neyyatinkara?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Neyyatinkara branch?

The address of the branch is Vin Tower, Opp. Kerala Water Authorityneyyattinkara, Trivandrum located in Thiruvananthapuram, Neyyatinkara, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.