IFSC Code of Bank Of Maharashtra, Kazhakoottam, Kazhakoottam, Kerala- MAHB0001981

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Kazhakoottam branch in Thiruvananthapuram, Kazhakoottam, Kerala, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Thiruvananthapuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code MAHB0001981. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Kazhakoottam, Thiruvananthapuram

Here are the main details that are associated with the IFSC Code MAHB0001981 of Bank Of Maharashtra for its branch located in Thiruvananthapuram, within the district of Kazhakoottam in the state of Kerala.

These details helps users in online banking and for businesses and individuals who use Bank Of Maharashtra in Thiruvananthapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001981 for the Kazhakoottam branch of Bank Of Maharashtra plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Kazhakoottam, Thiruvananthapuram, Kerala, is provided with a unique IFSC like MAHB0001981 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Maharashtra branch in Thiruvananthapuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Thiruvananthapuram and Kazhakoottam.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Kazhakoottam do not get mixed with another location.

Format of the IFSC Code MAHB0001981

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kazhakoottam in Thiruvananthapuram.

For example, the IFSC Code MAHB0001981 of Bank Of Maharashtra for the Kazhakoottam branch includes these elements, identifying the bank and the branch location in Thiruvananthapuram and Kerala correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0001981 of Bank Of Maharashtra for its Kazhakoottam branch located in Thiruvananthapuram, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Bank Of Maharashtra branches in Thiruvananthapuram and Kazhakoottam, print them on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Kazhakoottam or Thiruvananthapuram to get the exact IFSC Code MAHB0001981.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Thiruvananthapuram, you'll get the correct details.

How to Use IFSC Code MAHB0001981 for Online Transfers?

Once you have the IFSC Code MAHB0001981 for the Kazhakoottam branch of Bank Of Maharashtra in Thiruvananthapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0001981. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001981.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Kazhakoottam in Thiruvananthapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Kazhakoottam, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Maharashtra website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Thiruvananthapuram manage online transfers as well as cheque clearances with ease.