The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Bank Of Maharashtra for its Poonamalle branch in Thiruvallur, Thiruvallur, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Bank Of Maharashtra located in Thiruvallur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code MAHB0002641. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Bank Of Maharashtra, Poonamalle, Thiruvallur
The table below shows the main details of the IFSC Code MAHB0002641 for the Bank Of Maharashtra branch in Thiruvallur, which falls under the Thiruvallur district in Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0002641 |
| Branch | Poonamalle |
| City | Thiruvallur |
| District | Thiruvallur |
| State | Tamil Nadu |
| Address | No 1/171, Avadi Poonamalle High Road, Senneerkuppam, Poonamalle, Thiruvallur, Dist-Thiruvallur, Tamil Nadu-600056 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Thiruvallur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002641 for the Poonamalle branch of Bank Of Maharashtra plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Poonamalle, Thiruvallur, Tamil Nadu, are allotted a unique IFSC like MAHB0002641 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Thiruvallur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Thiruvallur and Thiruvallur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Maharashtra in Poonamalle reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code MAHB0002641
The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Poonamalle in Thiruvallur.
For example, the IFSC Code MAHB0002641 of Bank Of Maharashtra for the Poonamalle branch has these elements, identifying the bank and the branch location in Thiruvallur and Tamil Nadu correctly.
How to Find IFSC Code for Bank Of Maharashtra?
If you are trying to find the IFSC Code MAHB0002641 of Bank Of Maharashtra for its Poonamalle branch located in Thiruvallur, the following methods can help:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Thiruvallur and Thiruvallur, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Poonamalle or Thiruvallur to get the exact IFSC Code MAHB0002641.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Thiruvallur, you'll get the correct details.
How to Use IFSC Code MAHB0002641 for Online Transfers?
Once you have the IFSC Code MAHB0002641 for the Poonamalle branch of Bank Of Maharashtra in Thiruvallur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code MAHB0002641. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002641.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Poonamalle in Thiruvallur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Poonamalle, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Thiruvallur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Poonamalle Thiruvallur branch is MAHB0002641.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at No 1/171, Avadi Poonamalle High Road, Senneerkuppam, Poonamalle, Thiruvallur, Dist-Thiruvallur, Tamil Nadu-600056.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.