IFSC Code of Bank Of Maharashtra, Adityapur, Saraikela Kharsawan, Jharkhand- MAHB0002257

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Adityapur branch in Saraikela Kharsawan, Saraikela Kharsawan, Jharkhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Saraikela Kharsawan or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code MAHB0002257. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Adityapur, Saraikela Kharsawan

Here are the key points that are associated with the IFSC Code MAHB0002257 of Bank Of Maharashtra for its branch located in Saraikela Kharsawan, within the district of Saraikela Kharsawan in the state of Jharkhand.

These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Saraikela Kharsawan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0002257 for the Adityapur branch of Bank Of Maharashtra is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like MAHB0002257 is given to every bank branch, including Bank Of Maharashtra located in Adityapur, Saraikela Kharsawan, Jharkhand, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Bank Of Maharashtra branch in Saraikela Kharsawan.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Saraikela Kharsawan and Saraikela Kharsawan.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Jharkhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Adityapur doesn't end up at another location.

Format of the IFSC Code MAHB0002257

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adityapur in Saraikela Kharsawan.

For example, the IFSC Code MAHB0002257 of Bank Of Maharashtra for the Adityapur branch includes these elements, identifying the bank and the branch location in Saraikela Kharsawan and Jharkhand accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are looking for the IFSC Code MAHB0002257 of Bank Of Maharashtra for its Adityapur branch located in Saraikela Kharsawan, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Maharashtra branches in Saraikela Kharsawan and Saraikela Kharsawan, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Maharashtra and look for the branch locator section, then search for Adityapur or Saraikela Kharsawan to get the exact IFSC Code MAHB0002257.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Maharashtra and Saraikela Kharsawan, then it will provide you proper information.

How to Use IFSC Code MAHB0002257 for Online Transfers?

If you have the IFSC Code MAHB0002257 for the Adityapur branch of Bank Of Maharashtra in Saraikela Kharsawan, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0002257. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002257.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Maharashtra Adityapur in Saraikela Kharsawan, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Adityapur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Bank Of Maharashtra website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Saraikela Kharsawan to handle online money transfers and get their cheques cleared smoothly.