Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Maharashtra for its Dalsinghsarai branch in Samastipur, Samastipur, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Bank Of Maharashtra located in Samastipur or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code MAHB0002645. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Dalsinghsarai, Samastipur

Here are the key points that are associated with the IFSC Code MAHB0002645 of Bank Of Maharashtra for its branch located in Samastipur, within the district of Samastipur in the state of Bihar.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002645
Branch Dalsinghsarai
City Samastipur
District Samastipur
State Bihar
Address Market Complex, Thana Road, Dalsinghsarai, Dist-Samastipur, Bihar-848114

These details helps users in online banking and for businesses and individuals who use Bank Of Maharashtra in Samastipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002645 for the Dalsinghsarai branch of Bank Of Maharashtra plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Dalsinghsarai, Samastipur, Bihar, are allotted a unique IFSC like MAHB0002645 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Samastipur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Samastipur and Samastipur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Dalsinghsarai reaches the right place, even though there are thousands of branches in Bihar and across India.

Format of the IFSC Code MAHB0002645

This is the format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dalsinghsarai in Samastipur.

For example, the IFSC Code MAHB0002645 of Bank Of Maharashtra for the Dalsinghsarai branch includes these elements, identifying the bank and the branch location in Samastipur and Bihar accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are looking for the IFSC Code MAHB0002645 of Bank Of Maharashtra for its Dalsinghsarai branch located in Samastipur, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Maharashtra branches in Samastipur and Samastipur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Maharashtra and look for the branch locator section, then search for Dalsinghsarai or Samastipur to get the exact IFSC Code MAHB0002645.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Maharashtra and Samastipur, then it will provide you proper information.

How to Use IFSC Code MAHB0002645 for Online Transfers?

Once you have the IFSC Code MAHB0002645 for the Dalsinghsarai branch of Bank Of Maharashtra in Samastipur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002645. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002645.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Dalsinghsarai in Samastipur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Dalsinghsarai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Samastipur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Dalsinghsarai, Samastipur?

The IFSC Code is MAHB0002645.

Is the IFSC Code MAHB0002645 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Dalsinghsarai?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dalsinghsarai branch?

The address of the branch is Market Complex, Thana Road, Dalsinghsarai, Dist-Samastipur, Bihar-848114 located in Samastipur, Samastipur, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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