Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Bank Of Maharashtra for its Himmatnagar branch in Sabar Kantha, Himatnagar, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Bank Of Maharashtra located in Sabar Kantha or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code MAHB0000704. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Himmatnagar, Sabar Kantha
The table below shows the main details of the IFSC Code MAHB0000704 for the Bank Of Maharashtra branch in Sabar Kantha, which falls under the Himatnagar district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0000704 |
| Branch | Himmatnagar |
| City | Sabar Kantha |
| District | Himatnagar |
| State | Gujarat |
| Address | Saraswati Complex, Opp Old Civil Hospital Himmatnagar, Sabarkantha |
These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Sabar Kantha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0000704 for the Himmatnagar branch of Bank Of Maharashtra has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Himmatnagar, Sabar Kantha, Gujarat, is provided with a unique IFSC like MAHB0000704 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Maharashtra branch in Sabar Kantha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sabar Kantha and Himatnagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Himmatnagar do not get mixed with another location.
Format of the IFSC Code MAHB0000704
The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Himmatnagar in Sabar Kantha.
For example, the IFSC Code MAHB0000704 of Bank Of Maharashtra for the Himmatnagar branch has these elements, identifying the bank and the branch location in Sabar Kantha and Gujarat correctly.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0000704 of Bank Of Maharashtra for its Himmatnagar branch located in Sabar Kantha, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Sabar Kantha and Himatnagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Himmatnagar or Sabar Kantha to find the exact IFSC Code MAHB0000704.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Sabar Kantha will provide accurate information.
How to Use IFSC Code MAHB0000704 for Online Transfers?
Once you have the IFSC Code MAHB0000704 for the Himmatnagar branch of Bank Of Maharashtra in Sabar Kantha, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code MAHB0000704. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0000704.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Himmatnagar in Sabar Kantha, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Himmatnagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sabar Kantha manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0000704.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Saraswati Complex, Opp Old Civil Hospital Himmatnagar, Sabarkantha located in Sabar Kantha, Himatnagar, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.