There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Barddhaman branch in Purba Bardhaman, Barddhaman, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Purba Bardhaman or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code MAHB0001311. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Barddhaman, Purba Bardhaman
Here are some of the key details that come with the IFSC Code MAHB0001311 of Bank Of Maharashtra for its branch located in Purba Bardhaman, within the district of Barddhaman in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0001311 |
| Branch | Barddhaman |
| City | Purba Bardhaman |
| District | Barddhaman |
| State | West Bengal |
| Address | Bhanga Kutir, 1St Floor Burdwan G.T. Road |
These details are important not only for users using online banking but also for businesses and individuals who use Bank Of Maharashtra in Purba Bardhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code MAHB0001311 for the Barddhaman branch of Bank Of Maharashtra is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Barddhaman, Purba Bardhaman, West Bengal, are allotted a unique IFSC like MAHB0001311 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purba Bardhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Purba Bardhaman and Barddhaman.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Bank Of Maharashtra in Barddhaman reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code MAHB0001311
The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Barddhaman in Purba Bardhaman.
For example, the IFSC Code MAHB0001311 of Bank Of Maharashtra for the Barddhaman branch has these elements, identifying the bank and the branch location in Purba Bardhaman and West Bengal correctly.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0001311 of Bank Of Maharashtra for its Barddhaman branch located in Purba Bardhaman, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Purba Bardhaman and Barddhaman, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Barddhaman or Purba Bardhaman to find the exact IFSC Code MAHB0001311.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Purba Bardhaman will provide accurate information.
How to Use IFSC Code MAHB0001311 for Online Transfers?
Once you have the IFSC Code MAHB0001311 for the Barddhaman branch of Bank Of Maharashtra in Purba Bardhaman, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MAHB0001311. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001311.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Bank Of Maharashtra Barddhaman in Purba Bardhaman may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Barddhaman, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Purba Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Barddhaman Purba Bardhaman branch is MAHB0001311.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Bhanga Kutir, 1St Floor Burdwan G.T. Road.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.
