Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Bank Of Maharashtra for its Jhunsi branch in Prayagraj, Prayagraj, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Bank Of Maharashtra located in Prayagraj or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code MAHB0002265. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Jhunsi, Prayagraj

Here are the key points that are associated with the IFSC Code MAHB0002265 of Bank Of Maharashtra for its branch located in Prayagraj, within the district of Prayagraj in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002265
Branch Jhunsi
City Prayagraj
District Prayagraj
State Uttar Pradesh
Address Sb-09, Saraswati Sector, Leelapur Road, Triveni Puram, Jhunsi, Prayagraj-211019

These details help users in online banking and for businesses and individuals who use Bank Of Maharashtra in Prayagraj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002265 for the Jhunsi branch of Bank Of Maharashtra has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Jhunsi, Prayagraj, Uttar Pradesh, are allotted a unique IFSC like MAHB0002265 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Prayagraj.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Prayagraj and Prayagraj.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Jhunsi reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code MAHB0002265

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Bank Of Maharashtra, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jhunsi in Prayagraj.

For example, the IFSC Code MAHB0002265 of Bank Of Maharashtra for the Jhunsi branch has these elements, identifying the bank and the branch location in Prayagraj and Uttar Pradesh correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002265 of Bank Of Maharashtra for its Jhunsi branch located in Prayagraj, the following methods can help:

Cheque Book

The cheque books that are issued by Bank Of Maharashtra include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Prayagraj and Prayagraj, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and find the branch locator section. Search for Jhunsi or Prayagraj to get the exact IFSC Code MAHB0002265.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Bank Of Maharashtra and Prayagraj that will provide accurate information.

How to Use IFSC Code MAHB0002265 for Online Transfers?

Once you have the IFSC Code MAHB0002265 for the Jhunsi branch of Bank Of Maharashtra in Prayagraj, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002265. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002265.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Jhunsi in Prayagraj, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Jhunsi, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Prayagraj to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Jhunsi, Prayagraj?

The IFSC Code is MAHB0002265.

Is the IFSC Code MAHB0002265 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Jhunsi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Jhunsi branch?

The address of the branch is Sb-09, Saraswati Sector, Leelapur Road, Triveni Puram, Jhunsi, Prayagraj-211019 located in Prayagraj, Prayagraj, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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