There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Dumdum (S) branch in North 24 Parganas, Dum Dum, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in North 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code MAHB0001786. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Dumdum (S), North 24 Parganas

The table below shows the main details of the IFSC Code MAHB0001786 for the Bank Of Maharashtra branch in North 24 Parganas, which falls under the Dum Dum district in West Bengal.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001786
Branch Dumdum (S)
City North 24 Parganas
District Dum Dum
State West Bengal
Address 17, Dum Dum Cantonment South Dumdum Manujendra Dutta Road

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in North 24 Parganas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001786 for the Dumdum (S) branch of Bank Of Maharashtra plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Dumdum (S), North 24 Parganas, West Bengal, are given a unique IFSC like MAHB0001786 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in North 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like North 24 Parganas and Dum Dum.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Bank Of Maharashtra in Dumdum (S) goes to the correct branch. This is important because Bank Of Maharashtra has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code MAHB0001786

The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dumdum (S) in North 24 Parganas.

For example, the IFSC Code MAHB0001786 of Bank Of Maharashtra for the Dumdum (S) branch includes these elements, identifying the bank and the branch location in North 24 Parganas and West Bengal correctly.

How to Find IFSC Code for Bank Of Maharashtra?

If you are looking for the IFSC Code MAHB0001786 of Bank Of Maharashtra for its Dumdum (S) branch located in North 24 Parganas, the following methods can help:

Cheque Book

The cheque book that is issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Bank Of Maharashtra branches in North 24 Parganas and Dum Dum, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Bank Of Maharashtra and look for the branch locator section, then search for Dumdum (S) or North 24 Parganas to get the exact IFSC Code MAHB0001786.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Bank Of Maharashtra and North 24 Parganas, then it will provide you proper information.

How to Use IFSC Code MAHB0001786 for Online Transfers?

Once you have the IFSC Code MAHB0001786 for the Dumdum (S) branch of Bank Of Maharashtra in North 24 Parganas, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0001786. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001786.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Dumdum (S) in North 24 Parganas, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Dumdum (S), here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in North 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Dumdum (S), North 24 Parganas?

The IFSC Code is MAHB0001786.

Is the IFSC Code MAHB0001786 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Dumdum (S)?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Dumdum (S) branch?

The address of the branch is 17, Dum Dum Cantonment South Dumdum Manujendra Dutta Road located in North 24 Parganas, Dum Dum, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.