For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Udhagamandalam branch in Nilgiris, Udhagamandalam, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Nilgiris or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code MAHB0002135. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Bank Of Maharashtra, Udhagamandalam, Nilgiris
Here are the main details that are associated with the IFSC Code MAHB0002135 of Bank Of Maharashtra for its branch located in Nilgiris, within the district of Udhagamandalam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | Bank Of Maharashtra |
| IFSC Code | MAHB0002135 |
| Branch | Udhagamandalam |
| City | Nilgiris |
| District | Udhagamandalam |
| State | Tamil Nadu |
| Address | 206/2, Greenfield, Walsham Road, Ooty-643001 |
These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Nilgiris for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002135 for the Udhagamandalam branch of Bank Of Maharashtra plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Bank Of Maharashtra located in Udhagamandalam, Nilgiris, Tamil Nadu, is provided with a unique IFSC like MAHB0002135 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Bank Of Maharashtra branch in Nilgiris.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Nilgiris and Udhagamandalam.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for Bank Of Maharashtra in Udhagamandalam do not get mixed with another location.
Format of the IFSC Code MAHB0002135
The format of the IFSC Code for banks, including Bank Of Maharashtra, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Bank Of Maharashtra, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udhagamandalam in Nilgiris.
For example, the IFSC Code MAHB0002135 of Bank Of Maharashtra for the Udhagamandalam branch includes these elements, identifying the bank and the branch location in Nilgiris and Tamil Nadu correctly.
How to Find IFSC Code for Bank Of Maharashtra?
To find the IFSC Code MAHB0002135 of Bank Of Maharashtra for its Udhagamandalam branch located in Nilgiris, the following methods can help you out:
Cheque Book
The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Bank Of Maharashtra branches in Nilgiris and Udhagamandalam, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Udhagamandalam or Nilgiris to find the exact IFSC Code MAHB0002135.
Mobile Banking App
If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Nilgiris will provide accurate information.
How to Use IFSC Code MAHB0002135 for Online Transfers?
If you have the IFSC Code MAHB0002135 for the Udhagamandalam branch of Bank Of Maharashtra in Nilgiris, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code MAHB0002135. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002135.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Maharashtra Udhagamandalam in Nilgiris, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Udhagamandalam, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Bank Of Maharashtra website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Nilgiris manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is MAHB0002135.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 206/2, Greenfield, Walsham Road, Ooty-643001 located in Nilgiris, Udhagamandalam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.