There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Bank Of Maharashtra for its Housing Finance Branch Lucknow branch in Luknow, Lucknow, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Bank Of Maharashtra situated in Luknow or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code MAHB0002443. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Housing Finance Branch Lucknow, Luknow

Below in the table are the key details related to IFSC Code MAHB0002443 of Bank Of Maharashtra for its branch located in Luknow, within the district of Lucknow in the state of Uttar Pradesh.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0002443
Branch Housing Finance Branch Lucknow
City Luknow
District Lucknow
State Uttar Pradesh
Address 1St Floor , Off. Uttar Pradesh State Sugar Corporation Limited, Vipin Khand, Gomti Nagar, Lucknow,District-Lucknow, Uttar Pradesh-226010

These details are essential not only for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Luknow for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0002443 for the Housing Finance Branch Lucknow branch of Bank Of Maharashtra plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Housing Finance Branch Lucknow, Luknow, Uttar Pradesh, are allotted a unique IFSC like MAHB0002443 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Luknow.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Luknow and Lucknow.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Housing Finance Branch Lucknow reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code MAHB0002443

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Housing Finance Branch Lucknow in Luknow.

For example, the IFSC Code MAHB0002443 of Bank Of Maharashtra for the Housing Finance Branch Lucknow branch includes these elements, identifying the bank and the branch location in Luknow and Uttar Pradesh accurately.

How to Find IFSC Code for Bank Of Maharashtra?

If you are trying to find the IFSC Code MAHB0002443 of Bank Of Maharashtra for its Housing Finance Branch Lucknow branch located in Luknow, the following methods can help:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Luknow and Lucknow, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and navigate to the branch locator section. Search for Housing Finance Branch Lucknow or Luknow to get the exact IFSC Code MAHB0002443.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Bank Of Maharashtra and Luknow, you'll get the correct details.

How to Use IFSC Code MAHB0002443 for Online Transfers?

Once you have the IFSC Code MAHB0002443 for the Housing Finance Branch Lucknow branch of Bank Of Maharashtra in Luknow, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code MAHB0002443. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0002443.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Bank Of Maharashtra Housing Finance Branch Lucknow in Luknow, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Bank Of Maharashtra in Housing Finance Branch Lucknow, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Luknow manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Housing Finance Branch Lucknow, Luknow?

The IFSC Code is MAHB0002443.

Is the IFSC Code MAHB0002443 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Housing Finance Branch Lucknow?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Housing Finance Branch Lucknow branch?

The address of the branch is 1St Floor , Off. Uttar Pradesh State Sugar Corporation Limited, Vipin Khand, Gomti Nagar, Lucknow,District-Lucknow, Uttar Pradesh-226010 located in Luknow, Lucknow, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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