For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Bank Of Maharashtra for its Ravulapalem branch in Konaseema, Ravulapalem, Andhra Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Bank Of Maharashtra located in Konaseema or anywhere in Andhra Pradesh can transfer funds instantly by using the correct IFSC Code MAHB0001889. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Bank Of Maharashtra, Ravulapalem, Konaseema

The table below shows the main details of the IFSC Code MAHB0001889 for the Bank Of Maharashtra branch in Konaseema, which falls under the Ravulapalem district in Andhra Pradesh.

Particulars Details
Bank Bank Of Maharashtra
IFSC Code MAHB0001889
Branch Ravulapalem
City Konaseema
District Ravulapalem
State Andhra Pradesh
Address D.No.8-212, Sri Mahalaxmi Towers, Canal Road, Ravulapalemravulapalem

These details are crucial, not just for online banking users but also for businesses and individuals who use Bank Of Maharashtra in Konaseema for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code MAHB0001889 for the Ravulapalem branch of Bank Of Maharashtra has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Bank Of Maharashtra located in Ravulapalem, Konaseema, Andhra Pradesh, are allotted a unique IFSC like MAHB0001889 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Konaseema.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Konaseema and Ravulapalem.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Bank Of Maharashtra in Ravulapalem reaches the right place, even though there are thousands of branches in Andhra Pradesh and across India.

Format of the IFSC Code MAHB0001889

The format of the IFSC Code for banks, including Bank Of Maharashtra, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Bank Of Maharashtra, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ravulapalem in Konaseema.

For example, the IFSC Code MAHB0001889 of Bank Of Maharashtra for the Ravulapalem branch includes these elements, identifying the bank and the branch location in Konaseema and Andhra Pradesh accurately.

How to Find IFSC Code for Bank Of Maharashtra?

To find the IFSC Code MAHB0001889 of Bank Of Maharashtra for its Ravulapalem branch located in Konaseema, the following methods can help you out:

Cheque Book

The cheque book issued by Bank Of Maharashtra includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Bank Of Maharashtra branches in Konaseema and Ravulapalem, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Bank Of Maharashtra and go to the branch locator section. Then search for Ravulapalem or Konaseema to find the exact IFSC Code MAHB0001889.

Mobile Banking App

If you use Bank Of Maharashtra's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Bank Of Maharashtra and Konaseema will provide accurate information.

How to Use IFSC Code MAHB0001889 for Online Transfers?

If you have the IFSC Code MAHB0001889 for the Ravulapalem branch of Bank Of Maharashtra in Konaseema, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code MAHB0001889. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Bank Of Maharashtra IFSC Code MAHB0001889.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Bank Of Maharashtra Ravulapalem in Konaseema, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Bank Of Maharashtra in Ravulapalem, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Bank Of Maharashtra website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Konaseema to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Bank Of Maharashtra in Ravulapalem, Konaseema?

The IFSC Code is MAHB0001889.

Is the IFSC Code MAHB0001889 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Bank Of Maharashtra Ravulapalem?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ravulapalem branch?

The address of the branch is D.No.8-212, Sri Mahalaxmi Towers, Canal Road, Ravulapalemravulapalem located in Konaseema, Ravulapalem, Andhra Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.